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Fed: consumers cut debt by record $21.6B in July

 

WASHINGTON (AP) -- Consumers slashed their borrowing in July by the largest amount on record as job losses and uncertainty about the economic recovery prompted Americans to rein in their debt.

Economists expect consumers will continue to spend less, save more and trim debt to get household finances decimated by the recession into better shape. However, such action is a recipe for a lethargic revival, as consumer spending accounts for 70 percent of economic activity.

The Federal Reserve reported Tuesday that consumers ratcheted back their credit by a larger-than-anticipated $21.6 billion from June, the most on records dating to 1943. Economists expected credit to drop by $4 billion.

Stocks gain on rising commodities, takeover news

NEW YORK (AP) -- Rising commodity prices and stirrings of corporate takeovers are making investors more optimistic about the economy.

Stocks rose for the third straight day Tuesday following gains among materials and energy stocks. The Dow Jones industrial average rose 56.07, or 0.6 percent, to 9,497.34.

Gold topped $1,000 an ounce for the first time since February and oil jumped more than $3 a barrel as investors look for more ways to profit from an improving economy. A weaker dollar also helped push commodity prices higher.

Meanwhile, a weekend pledge by the world's 20 biggest economies to support the global recovery with stimulus efforts also helped keep the market's tone positive.

Cold, hard cash may be key to Cadbury's heart

PORTLAND, Ore. (AP) -- British candy maker Cadbury PLC is awaiting a sweeter offer than Kraft Foods Inc.'s $16.7 billion stock-and-cash proposal. But it is unclear if Kraft or other potential suitors -- like Hershey Co. and Nestle SA -- will put more cash on the line, which could prove key to a deal.

Cadbury, the second-largest global candy maker with brands like Trident, Dentyne and Cadbury Creme Eggs, quickly rejected the surprise offer by Kraft Foods on Monday, saying it fundamentally undervalues the company. But Kraft CEO Irene Rosenfeld is continuing to make a case for the deal, which would expand Kraft's global footprint.

Cadbury's rejection of the bid, however, opens the door to discussions with others. Analysts suggest Switzerland-based Nestle, the world's largest foodmaker, and U.S.-based candy maker Hershey might come together to consider making a bid of their own.

Oil shoots above $71 a barrel on weak dollar

NEW YORK (AP) -- Crude prices settled above $71 a barrel Tuesday as a falling dollar pushed investors to seek out commodities such as oil and gold.

Benchmark crude for October delivery gained $3.08 to settle at $71.10 a barrel on the New York Mercantile Exchange. The contract had settled at $68.02 on Friday after rising 6 cents.

The dollar fell to a low for the year Tuesday against the euro and several other currencies as gold prices surpassed $1,000 an ounce for the first time since February.

Investors often turn to commodities as a hedge against inflation and dollar weakness, and gold seems to be pulling oil along for the ride, said PFGBest analyst Phil Flynn.

Chinese solar plant expected to be the biggest

NEW YORK (AP) -- First Solar Inc. said Tuesday it has received initial approval from the Chinese government to build what may become the largest solar field in the world.

First Solar, which makes more solar cells than any other company, said it struck a tentative 10-year deal to build in China's vast desert north of the Great Wall. The project would eventually blanket 25 square miles (64 sq. kilometers) of Inner Mongolia -- slightly larger than the size of Manhattan -- with a sea of black, light-absorbing glass.

The solar field would dwarf anything in operation in the U.S. or Europe. At 2 gigawatts, or 2 billion watts, the solar plant could pump as much energy onto China's grid as two coal-fired plants, enough to light up three million homes. Like most solar plants, however, it wouldn't produce electricity at night.

Smithfield posts larger 1Q loss on big charges

MILWAUKEE (AP) -- The nation's largest pork producer, Smithfield Foods Inc., said Tuesday it posted a bigger first-quarter loss as one-time charges and lower domestic hog prices hurt results, despite curtailed production.

But the fresh pork losses were offset by significant improvements in the company's packaged-meat business and were in line with analyst estimates. The company has been shifting focus to packaged meats products like ham and bacon, which make more money and appeal to consumers eating more at home.

CEO Larry Pope said the company is now starting to see the benefits of its restructuring in its packaged meat business.

The company announced a restructuring this winter to cut 1,800 jobs and close about half a dozen plants as it focuses more on packaged meats.

Labor impatient for Opel decision

FRANKFURT (AP) -- General Motors Co.'s board begins a two-day meeting in Detroit on Tuesday with European labor organizations pressing for a decision on the fate of its European unit Opel, where thousands of German jobs are on the line.

A person familiar with the meeting said GM's board won't make any decision about the automaker, whose brands also include Britain's Vauxhall, until Wednesday. The person spoke anonymously because of the ongoing discussions.

Opel spokesman Frank Klaas said Opel had no comment on the meeting, while GM Europe officials in Zurich, Switzerland did not respond to requests for comment.

GM, which has repeatedly delayed a decision, has two bids for Ruesselsheim-based Adam Opel GmbH to choose from.

NY AG asks BofA for more details on Merrill deal

NEW YORK (AP) -- Bank of America Corp. and the New York Attorney General's office are sparring again over the bank's acquisition of Merrill Lynch & Co.

Attorney General Andrew Cuomo's office asked Bank of America to provide details by Monday about why it didn't disclose certain information to shareholders ahead of the acquisition that closed Jan. 1.

Cuomo's office, which has been investigating the deal, said in a letter Tuesday that Bank of America failed to let shareholders know about potential losses, write-downs and an acceleration of bonus payments to Merrill Lynch employees. Bank of America also failed to let shareholders know before they approved the deal in December that senior executives considered backing out of the Merrill Lynch purchase.

FDA requires faster food safety reporting

WASHINGTON (AP) -- Food makers must alert government officials of potentially contaminated products within 24 hours under a new rule designed to help federal regulators spot food safety issues sooner.

The Food and Drug Administration on Tuesday unveiled a new electronic database where manufacturers must notify the government if they believe one of their products is likely to cause sickness or death in people or animals.

Regulators said the database will help the FDA prevent widespread illness from contaminated products and direct inspectors to plants that pose a high safety concern.

The law creating the database was passed in 2007, after Congress criticized the FDA for its handling of safety problems with a range of foods and drugs.

Report: China August auto sales 1.14 million units

BEIJING (AP) -- China's auto sales surged 82 percent in August to 1.14 million units, but monthly sales dropped to second place behind the United States after leading for much of the year, data showed Tuesday.

Total sales for the first eight months of 2009 rose to 8.33 million units, up nearly 30 percent from a year earlier, the official Xinhua News Agency said, citing the state-sanctioned China Association of Automobile Manufacturers.

Global automakers are looking to China to drive revenues amid sluggish demand elsewhere.

August was the sixth month that China's auto sales, boosted by tax cuts and subsidies as part of Beijing's stimulus, exceeded 1.1 million units.

By The Associated Press

The Dow Jones industrial average rose 56.07, or 0.6 percent, to 9,497.34.

The broader Standard & Poor's 500 index rose 8.99, or 0.9 percent, to 1,025.39, and the Nasdaq composite index rose 18.99, or 0.9 percent, to 2,037.77.

Benchmark crude for October delivery gained $3.08 to settle at $71.10 a barrel on the New York Mercantile Exchange.

In other Nymex trading, gasoline for October delivery rose 5.26 cents to $1.8289 a gallon, and heating oil gained 6.2 cents to $1.7825 a gallon. Natural gas rose 7.9 cents to $2.807 per 1,000 cubic feet.

In London, Brent crude was up $2.89 to $69.42 on the ICE Futures exchange.

 

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