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Job losses up in 44 states as recession drags on

WASHINGTON (AP) -- All but six states lost jobs in April and double-digit unemployment persisted in every corner of the country as companies squeezed by the recession slashed payrolls.

For the fifth straight month, California led the nation in net job losses, with 63,700 jobs disappearing in April. Among the handful of winners were Arkansas, Montana and Florida -- a state battered by the housing collapse and badly in need of good news.

Michigan, the heart of the teetering American auto industry, posted the highest unemployment rate in the nation, 12.9 percent, the Labor Department said Friday. Oregon came in at 12 percent, South Carolina at 11.5 percent and Rhode Island at 11.1 percent.

Stocks lose grip on early gains, close lower

NEW YORK (AP) -- Wall Street reversed course late in the day, finishing lower as early gains built on better earnings reports from retailers faded away.

Trading was choppy, and the market's swings were exaggerated by light volume ahead of the Memorial Day weekend.

Stocks drifted lower for much of the week. With few economic reports coming out, the market was left with little fuel to sustain a two and a half-month surge that has lifted stocks up more than 30 percent from 12-year lows in early March. The Dow Jones industrial average fell 14.81, or 0.2 percent, to 8,277.32.

Obama signs law curbing surprise credit card fees

WASHINGTON (AP) -- President Barack Obama warned overeager shoppers and greedy credit card companies alike on Friday to act responsibly as he signed into law a bill designed to protect debt-ridden consumers from surprise charges.

The White House staged a signing ceremony in the Rose Garden, an indication of the legislation's importance to Obama. Though opposed by many financial companies, the bill cleared Congress with broad support.

Obama made clear that he didn't champion the changes with the intention of helping those who buy more than they can afford through "reckless spending or wishful thinking."

Gasoline prices swing higher before holiday

NEW YORK (AP) -- Retail gasoline prices continued to climb Friday ahead of the Memorial Day weekend and the unofficial start of America's summer driving season.

The national average pump price increased nearly 3 cents overnight to $2.391 a gallon, according to auto club AAA, Wright Express and Oil Price Information Service. Gasoline prices ticked higher every day this month.

Gas prices surged higher though a crude rally appears to have stalled.

Benchmark crude for July delivery rose 62 cents to settle at $61.67 a barrel in light, pre-holiday trading on the New York Mercantile Exchange. In London, Brent prices increased 85 cents to settle at $60.78 a barrel on the ICE Futures exchange.

FDIC: new fee system to replenish insurance fund

WASHINGTON (AP) -- Federal regulators on Friday adopted a new system of special fees paid by U.S. financial institutions that will shift more of the burden to bigger banks to help replenish the deposit insurance fund.

The move by the Federal Deposit Insurance Corp. cut by about two-thirds the amount of special fees to be levied on banks and thrifts. It followed protests by small and community banks -- with powerful allies in Congress -- against a plan adopted in February that charged premiums based on the amount of deposits. The smaller institutions insisted they would be unfairly hit even though they didn't contribute to the financial crisis with reckless lending.

GMAC receives $7.5B in new Treasury aid

NEW YORK (AP) -- The U.S. government could eventually own a majority stake in GMAC Financial Services following its latest $7.5 billion aid package to the ailing auto financing company.

To keep loans flowing to would-be buyers of GM and Chrysler vehicles and shore up its capital position, the Treasury Department agreed Thursday to provide GMAC with $7.5 billion in loans. The new aid marks the second time the government has stepped in to prop up the former lending unit of General Motors Corp.

In addition, the Federal Deposit Insurance Corp. took the rare step of allowing the low-rated company to gain access to its debt guarantee program.

CAW has tentative labor deal with GM Canada

TORONTO (AP) -- After two weeks of round-the-clock negotiations, the Canadian Auto Workers union has agreed to another cost-cutting deal with General Motors Canada in its bid to qualify for government loans to stave off liquidation, the head of the union said Friday.

Union leader Ken Lewenza said the CAW was pressured into a deal after the United Auto Workers agreed Thursday to a tentative deal with the U.S. government and GM Canada's parent company, General Motors Corp.

Lewenza said the deal allows GM Canada to meet the cost benchmarks set by the Canadian and American governments, namely that the automaker make concessions to become cost-competitive with Toyota Canada. The deal also stipulates that GM's car assembly and parts plants in the southern Ontario communities of Oshawa, St. Catharines and Woodstock will stay open.

With Liddy leaving, AIG revamp reaches new phase

NEW YORK (AP) -- After creating a plan to radically alter American International Group Inc.'s operations to help repay billions in government loans, chairman and chief executive Edward Liddy is leaving his vision for the insurer in the hands of a whole new set of managers.

On Thursday, Liddy said he was stepping down from both roles at a time when AIG will add six new directors to its board and is reshaping itself by spinning off or selling large parts of its operations.

With a major shake-up among its decision makers, new management will have the opportunity to continue with Liddy's plan to further reshape the company, or put their own stamp on how to create a leaner, more efficient AIG.

Cigarette makers lose appeal in landmark case

WASHINGTON (AP) -- A federal appeals court on Friday agreed with the major elements of a 2006 landmark ruling that found the nation's top tobacco companies guilty of racketeering and fraud for deceiving the public about the dangers of smoking.

A three-judge panel of the U.S. Court of Appeals in Washington unanimously upheld requirements that manufacturers change the way they market cigarettes. The requirements, which have been on hold pending appeal, would ban labels such as "low tar," "light," "ultra light" or "mild," since such cigarettes have been found no safer than others.

British Airways suffers record full-year loss

LONDON (AP) -- British Airways on Friday reported its biggest full-year loss since the former national airline was privatized in 1987, mainly due to soaring fuel costs and weaker demand in recent months.

The company lost 375 million pounds ($595 million) in the year ending March 31, compared with a profit of 712 million pounds in the previous year. That is its worst result in more than two decades of business, the previous low point being a 200 million pounds loss in 2001-2002.

By The Associated Press

The Dow Jones industrial average fell 14.81, or 0.2 percent, to 8,277.32. The S&P 500 index slipped 1.33, or 0.2 percent, to 887.00, and the Nasdaq composite index lost 3.24, or 0.2 percent, to 1,692.01.

Benchmark crude for July delivery rose 62 cents to settle at $61.67 a barrel in light, pre-holiday trading on the New York Mercantile Exchange.

In London, Brent prices increased 85 cents to settle at $60.78 a barrel on the ICE Futures exchange.

In other Nymex trading, gasoline for June delivery rose 4.11 cents to settle at $1.8408 a gallon and heating oil added less than a penny to settle at $1.538 a gallon. Natural gas for June delivery dropped 8.8 cents to settle at $3.515 per 1,000 cubic feet.

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