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Amex, JPMorgan, Bank of New York Mellon pass tests

 

WASHINGTON (AP) -- Leaked results of the government's stress tests of 19 large banks are boosting investor confidence in the financial sector.

American Express Co., JPMorgan Chase & Co. and Bank of New York Mellon Corp. will not be asked to raise more capital when federal officials announce the test results Thursday afternoon, but Regions Financial Corp. will need to bolster its reserves, according to people briefed on the results. The people requested anonymity because they were not authorized to discuss the results.

Citigroup Inc. will need to raise about $5 billion, according to a government source who requested anonymity because he was not authorized to discuss the matter. Earlier news reports put that number closer to $10 billion.

Gov't sets June 8 deadline for banks' capital plan

WASHINGTON (AP) -- The nation's biggest banks that are found to need more capital after government stress tests will have one month to come up with a plan to raise the additional resources, federal regulators said Wednesday.

The government said that after the results of the stress tests are released Thursday, the banks found to need more capital will have until June 8 to get a plan approved by their regulators.

The government also set conditions for how the nation's 19 largest banks will be allowed to exit from the $700 billion bailout program. To qualify, a bank will have to demonstrate that it can borrow money without the support of an emergency program established by the Federal Deposit Insurance Corp. last fall at the height of the financial crisis.

Stocks jump as fears ebb about bank 'stress tests'

NEW YORK (AP) -- Investors are feeling more confident about putting their money in banks.

Financial stocks pulled the market higher Wednesday as media reports trickled out that indicated balance sheets at the nation's biggest banks might not be as frayed as some traders had feared.

The word came a day ahead of the formal release of results from government "stress tests" aimed at determining which banks need to raise more capital. Investors relieved to have assembled an initial scorecard scooped up shares of most banks, even those expected to have to come up with new money.

The Dow Jones industrial average jumped 100 points in heavy trading volume, while the technology-heavy Nasdaq composite index posted a more modest gain.

Amazon seeks more paths for sales with new Kindle

NEW YORK (AP) -- Amazon.com Inc. hopes a bigger version of its Kindle electronic reading device can be a hit, even if it's more expensive, and the company is aiming it in part at college students who are eager to save money on their textbooks.

Since the Kindle debuted in late 2007, it has jazzed many users and technophiles, but electronic readers from Amazon and rivals such as Sony Corp. are still in an early stage. Amazon has not disclosed Kindle sales figures, and the publishing industry has said e-books account for less than 1 percent of book sales.

Now, by offering the larger, $489 version of the Kindle DX and the smaller $359 Kindle 2, Amazon will try to open more avenues for digital versions of books, as well as newspapers and magazines.

Oil prices jump to high for the year

SIOUX FALLS, S.D. (AP) -- Oil prices surged to a 2009 high Wednesday after a government report showed that unused crude being placed in storage slowed a bit last week.

Benchmark crude for June delivery rose 4.6 percent, or $2.50, to settle at $56.34 a barrel on the New York Mercantile Exchange. It was the highest close since mid-November.

Demand for energy during the recession has been decimated, leaving storage facilities more bloated than in any year since Iraq's invasion of Kuwait in 1990. Prices for crude and gasoline have plunged as a results.

So government data that in a normal year might send energy prices falling actually sent them up across the board Wednesday.

Senate moves toward easing mortgage terms

WASHINGTON (AP) -- Trying to curb home foreclosures, the Senate voted on Wednesday to make it easier for homeowners with risky credit to switch to a lower-cost mortgage backed by the government.

The bill, passed 91-5, also would give banks a break by encouraging reduced fees they must pay for the government to insure deposits.

While both steps put taxpayer money on the line, lawmakers say the legislation is needed to prevent the economy from getting worse.

Absent from the measure was a bankruptcy provision that President Barack Obama had promised to push through Congress, but backed down amid stiff opposition from banks. The provision would have allowed bankruptcy judges to lower a person's mortgage payment.

Madoff secretary: His silence is protecting others

NEW YORK (AP) -- Bernard Madoff's longtime secretary said Wednesday that she believes the disgraced financier is not cooperating with authorities in order to protect others, and that he was a flirtatious boss who frequented massage parlors.

Eleanor Squillari, Madoff's secretary of more than 20 years, told The Associated Press she thinks her former boss carefully orchestrated his arrest and that he's protecting others who might have been involved in his multibillion-dollar scheme by not cooperating with investigators. She declined to speculate as to whom he might be protecting.

Chrysler lenders group releases list of 9 members

NEW YORK (AP) -- The names of nine dissident Chrysler debt holders were disclosed Wednesday, but a number of others chose to avoid the spotlight first put on them a week ago when President Barack Obama publicly chastised them for not supporting his plan for the automaker.

The nine lenders, which include previously disclosed members Stairway Capital Management and OppenheimerFunds Inc., represent just $295 million of Chrysler's total of $6.9 billion of secured debt.

Previously, lawyers for the group estimated its size at 20 members with about $1 billion in debt.

News Corp. 3Q net profit up 1 percent

LOS ANGELES (AP) -- News Corp., the media conglomerate controlled by billionaire Rupert Murdoch, said Wednesday its third-quarter profit grew 1 percent as one-time gains offset big drops at its television and newspaper businesses.

The New York-based company also maintained its outlook for the current fiscal year, which ends in June, saying operating profits will be down 30 percent from the $5.13 billion it posted in fiscal 2008.

The partial sale of News Corp.'s stake in digital technology company NDS Group Ltd. resulted in a $1.2 billion profit gain, and tax benefits added another $1.2 billion. The same quarter a year earlier had an offsetting $1.7 billion gain from trading News' stake in DirecTV for Liberty Media Corp.'s stake in News plus cash.

Cisco earnings fall 21 pct but beat expectations

NEW YORK (AP) -- Cisco Systems Inc. said Wednesday that earnings fell 21 percent in its latest quarter, but the profit comfortably beat Wall Street expectations amid signs that the market is stabilizing.

The world's largest maker of computer networking gear posted a profit of $1.3 billion, or 23 cents per share, for the fiscal third quarter, which ended April 25. That was down from $1.8 billion, or 29 cents per share, in the same quarter last year.

By The Associated Press

The Dow Jones industrials rose 101.63, or 1.2 percent, to 8,512.28. The blue chips closed above the 8,500 mark for the first time since Jan. 9, leaving the Dow down only 3 percent for 2009.

The Standard & Poor's 500 index rose 15.73, or 1.7 percent, to 919.53. The gains pushed the index higher for the year after a rally on Monday helped erase its losses from 2009.

The Nasdaq rose 4.98, or 0.3 percent, to 1,759.10.

Benchmark crude for June delivery rose 4.6 percent, or $2.50, to settle at $56.34 a barrel on the New York Mercantile Exchange. It was the highest close since mid-November.

In other Nymex trading, gasoline for June delivery rose 5.58 cents to settle at $1.628 a gallon and heating oil gained about 4.5 cents to settle at $1.4713 a gallon. Natural gas for June delivery jumped 27.2 cents to settle at $3.887 per 1,000 cubic feet.

In London, Brent prices rose $2.03 to settle at $56.15 a barrel on the ICE Futures exchange.

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