AP Business Highlights

  • Tuesday April 21, 2009, 5:33 pm EDT

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Geithner defends bank rescue program amid warnings

WASHINGTON (AP) -- Treasury Secretary Timothy Geithner acknowledged continued weaknesses in the financial system Tuesday, citing declines in consumer lending and higher costs for credit despite billions of dollars of government money for financial institutions.

At the same time, the International Monetary Fund predicted U.S. financial institutions could ultimately lose $2.7 billion from the global credit crisis and said U.S. banks may need $275 billion in new capital.

Despite the ongoing crisis, the government's financial rescue policies were showing signs of progress, including increases in the number of refinanced mortgages and signs that credit conditions have improved, Geithner said.

Banks pull stock market higher after sell-off

NEW YORK (AP) -- Rising bank stocks pulled the market sharply higher Tuesday after Treasury Secretary Timothy Geithner reassured investors about bank balance sheets.

The Dow Jones industrial average jumped 128 points to 7,969.56 after tumbling 290 points Monday on worries about bad debt at banks and the implications of the stress tests. The drop punctuated a surge of more than 20 percent since stocks hit their lowest levels in more than a decade in early March.

AP Exclusive: Fed tests harder on regional banks

WASHINGTON (AP) -- The government's "stress tests" of 19 large banks take a harsher view of loans than of other troubled assets, according to a Federal Reserve document obtained by the Associated Press. That approach favors a few Wall Street banks while potentially threatening major regional players.

Regulators will use the tests to determine which banks are healthy, which need more capital and which might fail if the recession worsened.

The Fed is scheduled to detail its methodology for the tests on Friday and release the results May 4.

Chrysler lenders offer to swap $2.5B for equity

DETROIT (AP) -- Banks and hedge funds that hold $6.9 billion in Chrysler LLC debt have proposed forgiving $2.5 billion of it in exchange for about a 40 percent stake a Chrysler-Fiat alliance, according to two people briefed on the proposal.

One of the people said the lenders delivered their counterproposal to Chrysler and the U.S. Treasury Department late Monday night. Neither person wanted to be identified because the negotiations are private.

The counteroffer comes as Chrysler races to meet a government-imposed April 30 deadline to swap debt for equity, cut labor costs and negotiate an alliance with Italy's Fiat Group SpA. If it misses the deadline, government aid will end and Chrysler likely faces liquidation.

At Citi's annual meeting, shareholders get angry

NEW YORK (AP) -- The anger was evident at Citigroup Inc.'s annual meeting, where all nominated directors were elected but shareholders took turns at the microphone to object to how the bank has been operating.

The meeting is usually a well-attended affair lasting many hours as shareholders air their grievances, and Tuesday's gathering was as somber and full of ire as ever.

Despite the rancor on the floor, all returning directors and four new ones were elected with at least 70 percent of the vote, according to preliminary results. And while some shareholder proposals came close to passing, preliminary results showed that none did.

Delta, United parent post big 1Q losses

ATLANTA (AP) -- Fee-weary travelers will get another dose of what they don't need, just in time for the peak summer season. Delta Air Lines Inc. said Tuesday most passengers will have to pay $50 to check a second bag on international flights, as the carrier and the parent of United Airlines posted nearly $1.2 billion in combined first-quarter losses.

United, AMR Corp.'s American Airlines and US Airways Group Inc. said they were studying Delta's decision, but didn't immediately announce plans to match it. Continental Airlines Inc. declined to comment. Among foreign carriers, British Airways has a fee for a second checked bag for some passengers for travel to some international destinations.

Merck, Schering-Plough report Q1 revenue drops

TRENTON, N.J. (AP) -- Drugmakers Merck & Co. and Schering-Plough Corp., preparing to combine, both posted first-quarter sales declines Tuesday as the global recession and the stronger dollar weigh on an industry already weakened by growing generic competition.

Much-larger Merck, which is buying Schering-Plough for $41.1 billion in a move that will make it the world's No. 2 drugmaker, turned in a far worse performance. An array of problems forced Merck to reduce much of its 2009 financial forecast, drew critical analyst reviews and sent its shares down nearly 9 percent at one point.

Yahoo to cut 600 to 700 jobs after 1Q results fall

SAN FRANCISCO (AP) -- Yahoo Inc. will lay off more than 600 workers after getting off to another bumpy start under a tough-talking new boss who has promised to engineer a long-awaited turnaround at one of the Internet's best-known franchises.

Neither the lackluster first-quarter results nor the job cuts announced Tuesday came as a surprise.

Analysts had already predicted Yahoo's three-year slump would worsen during the first three months of the year, and hints about the payroll purge were leaked to the media last week.

Caterpillar posts loss, hurt by weak sales, charge

PITTSBURGH (AP) -- Heavy equipment maker Caterpillar Inc. reported its first quarterly loss in 17 years on Tuesday, hurt by plunging sales and the cost of laying off thousands of workers. It also said the Obama administration should have allocated more money for roads, bridges and other public works under its stimulus plans.

The $112 million loss highlighted the depth and breadth of a global downturn, as the company suffered double-digit sales declines in most of its businesses.

DuPont 1Q profit falls, cuts outlook

DOVER, Del. (AP) -- Citing a sharp drop in global industrial demand that resulted in a 59 percent decline in first-quarter profit, chemical maker DuPont Co. said Tuesday it is boosting efforts to cut costs and developing additional restructuring plans.

The Wilmington-based company also pared its full-year outlook, saying it expects volumes to continue to decline in the coming months, but not as steeply as they did in the first quarter.

DuPont reported earnings of $488 million, or 54 cents per share, for the first quarter, down from $1.19 billion, or $1.31 per share, a year ago.

By The Associated Press

The Dow Jones industrial average rose 127.83, or 1.6 percent, to 7,969.56.

The Standard & Poor's 500 index rose 17.69, or 2.1 percent, to 850.08, and the Nasdaq composite index rose 35.64, or 2.2 percent, to 1,643.85.

Benchmark crude for May delivery rose 63 cents to settle at $46.51 a barrel on the New York Mercantile Exchange.

In other Nymex trading, gasoline for May delivery settled up 0.25 cent at $1.4144 a gallon and heating oil added 1.62 cents at settle at $1.3478 a gallon. Natural gas for May delivery fell 2.9 cents to settle at $3.511 per 1,000 cubic feet.

In London, Brent prices lost 4 cents to settle at $49.82 a barrel on the ICE Futures exchange.