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Stocks extend losses to 2nd day; Dow tumbles 186

NEW YORK (AP) -- Investors dumped stocks for a second day Tuesday, prolonging a break from a huge four-week rally as the market girds itself for potentially grim earnings reports.

Major market barometers all fell more than 2 percent, including the Dow Jones industrial average, which lost 186 points to 7,789.56. Trading volume was low, which can amplify swings in the market.

The selling hit a wide range of industries, from financials to energy, in an otherwise quiet day during a holiday-shortened week. The markets will be closed for Good Friday.

Consumer borrowing dips more than expected in Feb.

WASHINGTON (AP) -- Consumer borrowing plunged more than expected in February as Americans cut back their use of credit cards by a record amount.

The Federal Reserve said Tuesday that consumer borrowing dropped at an annual rate of $7.48 billion in February, or 3.5 percent, from January. Wall Street economists expected borrowing to slide by only $1 billion, according to a survey by Thomson Reuters.

The decline was led by a record drop in borrowing on credit cards, which fell at an annual rate of $7.8 billion, or 9.7 percent. That is the sharpest drop in dollar terms since federal records began in 1968, and the steepest percentage fall since 1978.

Alcoa reports $497M loss in 1Q on lower prices

PITTSBURGH (AP) -- Alcoa Inc., the largest U.S. aluminum producer, said Tuesday it lost $497 million during the first quarter, as the global economic crisis continued to erode prices and demand for the lightweight metal.

The loss was Alcoa's second in the past two consecutive quarters and underscored the deterioration of aluminum-intensive industries such as autos and construction. Orders for the metal, used in everything from cars and airplanes to windows and soda cans, began sliding last fall as the world economy weakened.

Stockpiles grew, prices plunged and aluminum makers started scaling back production worldwide. Analysts say plants are losing money, but that prices may recover modestly this summer.

Goldman Sachs CEO calls for new pay standards

WASHINGTON (AP) -- The chief executive of Goldman Sachs Group Inc. on Tuesday called for new standards on how Wall Street executives are compensated and new regulation of large hedge funds and private equity funds.

Lloyd Blankfein, who received compensation valued at nearly $43 million last year, said lessons from the financial crisis include the need to "apply basic standards to how we compensate people in our industry."

He suggested a handful of guidelines, including only junior employees being paid mostly in cash and that the percentage of pay awarded as company stock increase significantly along with a worker's total compensation.

Tentative deal to sell a Madoff trading division

NEW YORK (AP) -- A Manhattan bankruptcy judge approved a plan Tuesday that, barring any sweetened last-minute offers, would allow a Boston firm to take over a securities-trading operation owned by disgraced financier Bernard Madoff.

A court-appointed trustee overseeing the liquidation of Bernard L. Madoff Investment Securities had announced last month that Castor Pollux Securities wanted to buy the former Nasdaq chairman's legitimate market-making business.

Castor Pollux agreed to pay $500,000 at closing and then up to $15 million in revenues from trades through 2012 -- a total representing a fraction of what Madoff once estimated his business was worth.

CEOs see more layoffs; decline in spending, sales

NEW YORK (AP) -- In a sign of the deep pessimism gripping corporate America, an index tracking the outlook of chief executives of some of the country's biggest companies dropped to its lowest level since the survey began in 2002.

The Business Roundtable index of CEOs' six-month forecast fell to -5 in March from 16.5 in November. An index reading of 50 or lower is consistent with economic contraction, while a reading of 50 or higher is consistent with expansion.

All the indicators declined broadly from the CEOs' forecast in November. However, some small signs of hope have emerged since the survey was taken between March 16-27, said Harold McGraw, chairman of the Business Roundtable and CEO of the McGraw-Hill Cos.

Changes to Apple's iTunes prices take effect

SEATTLE (AP) -- The era of one-price-fits-all-songs on iTunes came to an end Tuesday as Apple Inc., the Internet's dominant digital music retailer, began selling some of its most-downloaded songs for $1.29 apiece.

Apple said in January that it would end its practice of selling all individual songs for 99 cents each and begin offering three tiers: 69 cents, 99 cents and $1.29.

Recording companies pick the prices, much as they did for CDs sold in stores and online. Apple also did away with copy-protection technology known as digital-rights management, or DRM, allowing customers to play more songs on devices other than Apple's own iPods.

Oil below $50, as stocks fall and earnings loom

SIOUX FALLS, S.D. (AP) -- Oil prices settled below $50 a barrel Tuesday as the energy markets tumbled with the stock markets amid growing doubts about corporate earnings and global energy demand.

Benchmark crude for May delivery fell $1.90 to settle at $49.15 a barrel on the New York Mercantile Exchange.

Oil prices have latched onto equities in recent weeks, and both have risen on hopes that the worst of the recession is over. Oil prices jumped from below $35 in February to above $54 last month as economic optimism trumped concerns of poor demand and oversupply because of the recession.

Southwest Airlines to offer service to LaGuardia

NEW YORK (AP) -- Southwest Airlines Co. said Tuesday that it will set up shop at New York's LaGuardia Airport in June, the carrier's first entry into the major market.

The move not only helps Southwest push into one of the country's busiest airports, but it also taps into budget-conscious travelers' desire for low-cost fares during the recession.

The Dallas-based company will have eight daily nonstop flights -- five between LaGuardia and Chicago Midway and three between LaGuardia and Baltimore/Washington International Thurgood Marshall Airport.

Canada offers further help for auto industry

TORONTO (AP) -- The Canadian government on Tuesday said it will provide additional help to the country's auto industry but warned that Canadians need to be prepared for the possibility that General Motors Corp. and Chrysler LL. could file for bankruptcy protection.

Industry Minister Tony Clement said $700 million Canadian ($565 million) will be provided to help auto-parts suppliers.

Canada will also help consumers by backstopping auto warranties in the event that a carmaker files for bankruptcy. That backstop of warranties matches what the U.S. has done.

By The Associated Press

The Dow dropped 186.29, or 2.3 percent, to 7,789.56. The Standard & Poor's 500 index fell 19.93, or 2.4 percent, to 815.55, while the Nasdaq composite index fell 45.10, or 2.8 percent, to 1,561.61.

Benchmark crude for May delivery fell $1.90 to settle at $49.15 a barrel on the New York Mercantile Exchange.

In other Nymex trading, gasoline for May delivery fell 1.51 cents to settle at $1.4604 a gallon. Heating oil lost 2.88 cents to settle at $1.3903 a gallon. Natural gas for May delivery also slipped, down 17 cents to settle at $3.562 per 1,000 cubic feet. Earlier, natural gas hit a new low of $3.554 per 1,000 cubic feet.

In London, Brent prices fell $1.02 to settle at $51.22 a barrel on the ICE Futures exchange.