AP Business Highlights

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Dish Network Corp.

Fannie Mae

Freddie Mac

Dow finishes below 7,000 for first time since '97

NEW YORK (AP) -- A relentless sell-off in the stock market Monday blew through barriers that would have been unthinkable just weeks ago, and investors warned there was no reason to believe buyers will return anytime soon.

The Dow Jones industrial average plummeted below 7,000 at the opening bell and kept driving lower all day, finishing at 6,763 -- a loss of nearly 300 points. Each of the 30 stocks in the index lost value for the day.

And the Standard & Poor's 500 stock index, a much broader measure of the market's health, dipped below the psychologically important 700 level before closing just above it. It hadn't traded below 700 since October 1996.

Govt moves to aid AIG yet again; when will it end

WASHINGTON (AP) -- A new definition of desperate times: Even as the government threw a stunning new $30 billion lifeline to American International Group on Monday, the beleaguered insurance giant confirmed it had lost more than twice that much, $62 billion, in a single three-month period.

The source of trouble for AIG, which has 74 million customers worldwide and operations in more than 130 countries, is its business insuring mortgage-backed securities and other debt against default. That business imploded once the credit crisis struck with force.

The government has now made four separate efforts to save the company, totaling more than $170 billion.

Spending, manufacturing data point to more pain

WASHINGTON (AP) -- Consumer spending and incomes rose more than expected at the start of the year, but the gains were seen as fleeting in light of the recession and the waves of layoffs battering Americans.

Two other reports Monday on manufacturing and construction also showed little reason for optimism. Analysts said any start to an economic rebound is at best months away, with the most pessimistic predicting a sustained recovery won't begin until next year.

The Commerce Department said consumer spending rose 0.6 percent in January, the first increase after a record six straight monthly declines, and slightly better than the 0.4 percent rise economists had expected. Incomes also showed more strength than expected, rising 0.4 percent, although that gain came primarily from annual pay raises for federal workers and a cost-of-living increase for the 50 million people receiving Social Security benefits.

Moffett resigning as Freddie Mac CEO

WASHINGTON (AP) -- The top executive of Freddie Mac is quitting after less than six months on the job as the company continues to hemorrhage from mortgage losses and plans to ask the government for up to $35 billion in additional aid.

Freddie Mac said Monday that David Moffett will step down as chief executive and leave the company's board of directors by March 13. Moffett, 57, a former vice chairman of US Bancorp, has been CEO since September, when the government seized control of the mortgage finance company and its sibling Fannie Mae.

Freddie Mac said its board is working with the Federal Housing Finance Agency to appoint a successor to Moffett, who indicated in his resignation letter that he wanted to return to the financial services sector.

Obama names Kansas gov as health secretary choice

WASHINGTON (AP) -- President Barack Obama's choice to lead the Health and Human Services Department has a history of bucking the insurance industry, which faces the biggest hit under Obama's initial health care reform plan.

Kansas Gov. Kathleen Sebelius gets her introduction to the reform debate at a White House summit Obama will convene on Thursday.

Obama introduced Sebelius on Monday as his choice to run HHS, including overseeing Medicare and Medicaid, the twin government health programs for the elderly and the poor. Their spiraling costs threaten to bankrupt the country.

The 60-year-old, second-term governor has cultivated an image as someone who stands up to insurers.

HSBC to end US consumer lending, cut 6,100 jobs

CHICAGO (AP) -- HSBC PLC, Europe's biggest bank, said Monday it will no longer write new consumer loans in the United States and will shut down its U.S. lending unit over the next five years due to the subprime mortgage market's collapse. The decision will cost 6,100 U.S. jobs.

The announcement came as London-based HSBC reported a 70 percent drop in 2008 net profit and said it would raise $17.7 billion in new capital through a share issue.

The move will close the books on the British bank's ill-fated decision to buy Illinois-based Household International Inc. six years ago for $14 billion, which elevated HSBC to the unenviable position of biggest U.S. subprime mortgage lender.

Deteriorating economy cuts off oil market rally

SIOUX FALLS, S.D. (AP) -- Oil prices plummeted more than 10 percent Monday with little to suggest energy demand will recover in the deteriorating global economy.

Benchmark crude for April delivery fell $4.61 to settle at $40.15 a barrel on the New York Mercantile Exchange. In London, the price for Brent crude fell nearly 9 percent, or $4.14, to settle at $42.21 on the ICE Futures exchange.

Oil prices dipped below $40 per barrel for the first time since a three-day rally last week. Prices began to fall Friday and the sell-off continued Monday.

Nortel 4th-quarter loss widens

TORONTO (AP) -- Nortel Networks Corp., a major telecom equipment company now operating under bankruptcy protection, said its fourth-quarter loss widened as the weak economy led customers to lower or defer spending.

Toronto-based Nortel on Monday reported a loss of $2.14 billion, or $4.28 per share, compared with a loss of $844 million, or $1.70 per share, a year ago.

Nortel filed for creditor protection Jan. 14 in Canada and the United States, becoming the first major technology company to take that step in this global downturn.

Dish Network 4Q profit rises, but subscribers fall

UNDATED (AP) -- Dish Network Corp. on Monday said its fourth-quarter profit rose 24 percent on the back of higher prices and fees, but the satellite-TV provider lost more than 100,000 subscribers and its results missed Wall Street forecasts. Its shares fell more than 10 percent.

The nation's second largest satellite TV provider, which aims to be the low-priced leader among pay-TV providers, said its position was eroded by discounting at rival cable and phone companies, according to a filing with the Securities and Exchange Commission.

PNC Financial slashes dividend 85 percent

PITTSBURGH (AP) -- PNC Financial Services Group Inc. said Monday it is slashing its quarterly dividend 85 percent for savings of about $1 billion annually.

Pittsburgh-based PNC joins a growing list of banks, including JPMorgan Chase & Co., that have cut their dividends to shore up capital amid the market and economic turmoil.

PNC, which bought troubled Cleveland bank National City Corp. late last year, is reducing its dividend to 10 cents per share from 66 cents. The next dividend is expected to be declared in early April.

By The Associated Press

The Dow fell 299.64 to finish at 6,763.

Benchmark crude for April delivery fell $4.61 to settle at $40.15 a barrel on the New York Mercantile Exchange. In London, the price for Brent crude fell nearly 9 percent, or $4.14, to settle at $42.21 on the ICE Futures exchange.

In other Nymex trading, gasoline for April delivery tumbled 8.63 cents to settle at $1.2862 a gallon, while heating oil fell 11.6 cents to settle at $1.1512 a gallon. Natural gas for April delivery fell 4.6 cents to settle at $4.152 per 1,000 cubic feet.