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On Monday December 27, 2010, 6:23 pm EST

Winter storm could strand air passengers for days

An East Coast blizzard that has forced nearly 7,000 flight cancelations will leave many travelers stranded through the end of the week.

Runways were expected to reopen Monday evening at several major airports in the Northeast. But canceled flights into and out of Philadelphia, New York and Boston left hundreds of thousands of people scrambling for a way home. The storm and its aftermath could end up costing the airlines $100 million, one analyst predicted.

NEW YORK (AP) -- Millions of H&R Block Inc. customers who relied on short-term loans backed by their expected tax refunds will not have that option this year, since Block's banking partner was forced by federal regulators to stop offering the loans.

It's a blow to Block, the nation's largest tax preparation company, which could lose tax customers to competitors still offering the loans and has virtually no time to find a new funding partner before tax season starts in January.

That means Block could lose millions of dollars in revenue, since nearly 45 percent of its customers use a refund anticipation loan or refund anticipation checks. The company made about $146 million on the two products in 2010.

Insurance giant AIG gets $3B in facilities

NEW YORK (AP) -- Insurance giant AIG is taking yet another step on its road to recovery, obtaining $3 billion in credit facilities.

The news sent AIG shares soaring 9 percent Monday.

The New-York based company said it will be able to tap the facilities once it finishes paying back its bailouts. American International Group Inc. received the biggest government rescue of any financial company during the recent crisis. Its lifelines from the Federal Reserve and Treasury were worth $182 billion.

The $3 billion in credit facilities will be split evenly between a 364-day agreement and a three-year agreement. AIG also said that Chartis has entered a one-year, $1.3 billion letter of credit facility. There are 36 banks participating in the facilities.

Baby boomers near 65 with retirements in jeopardy

CHICAGO (AP) -- Through a combination of procrastination and bad timing, many baby boomers are facing a personal finance disaster just as they're hoping to retire.

Starting in January, more than 10,000 baby boomers a day will turn 65, a pattern that will continue for the next 19 years.

The boomers, who in their youth revolutionized everything from music to race relations, are set to redefine retirement. But a generation that made its mark in the tumultuous 1960s now faces a crisis as it hits its own mid-60s.

That Santa feeling hasn't quite left shoppers yet

NEW YORK (AP) -- Forget the returns line. Americans hit the stores after Christmas to buy stuff, indulging the rediscovered retail appetite that may have made 2010's holiday shopping season the biggest ever.

Revenue for the holiday season is on track to grow at its strongest rate since 2006. Total spending for November and December could exceed 2007 sales -- the best season on record. This despite an uncertain economy and a rise in thrifty habits.

Shoppers spent more on their family and friends and for the first time since before the Great Recession, treated themselves and even their pets. And after Christmas, even an East Coast blizzard didn't kill the mood as they headed to stores armed with gift cards and eyeing a new crop of discounts.

Mall of America's spokesman Dan Jasper reported Monday that shoppers are doing more buying and less returning this week than a year ago.

ECB steps up bond purchases to $1.47 billion

BRUSSELS (AP) -- Data from the European Central Bank shows it bought government bonds worth euro1.121 billion ($1.468 billion) in the week ended Dec. 24, as the ECB stepped up bond purchases in its fight against Europe's debt crisis.

The previous week the central banks only invested euro603 million in bonds from governments with shaky finances such as Ireland, Greece and Portugal, disappointing traders who had hoped the ECB would play a more active role as the region tries to keep the debt crisis from pushing more states into international bailouts.

Buying bonds supports their prices and keeps countries' borrowing costs in check.

Despite the increase, Monday's data is still far below ECB bond purchases seen earlier this year.

Germany to create cyber defense center

BERLIN (AP) -- Germany is planning the creation of a national cyber defense center in 2011 in reaction to a growing number of cyber attacks on government institutions that mostly originate in China.

An interior ministry spokesman said Monday that while in 2009 the government registered only 900 attacks, there were already 1,600 electronic attacks in the first half of 2010 as well as a high number of unreported cases.

For Japan, 2010 was a year to forget

TOKYO (AP) -- Japan has been overtaken by China as the world's No. 2 economy. Its flagship company, Toyota, recalled more than 10 million vehicles in an embarrassing safety crisis. Its fourth prime minister resigned in three years, and the government remains unable to jolt an economy entering its third decade of stagnation.

For once-confident Japan, 2010 may well mark a symbolic milestone in its slide from economic giant to what experts see as its likely destiny: a second-tier power with some standout companies but limited global influence.

As Japanese drink up at year-end parties known as "bonen-kai," or "forget-the-year gatherings," this is one many will be happy to forget.

Problem is, there's little to look forward to. With a rapidly aging population, bulging national debt, political gridlock and a risk-averse culture slow to embrace change, Japan's prospects aren't promising. And a tense, high-seas spat with China has intensified fears of its neighbor as a military as well as economic threat.

By The Associated Press

The Dow Jones industrial average ended the day down 18.46 points, or 0.2 percent, to 11,555.03. The Standard and Poor's 500 index gained 0.8, or less than 0.1 percent, to 1,257.54. The Nasdaq composite index rose 1.7 points, also less than 0.1 percent, to 2,667.27. Monday's trading was particularly light after a massive blizzard swept the Northeast, disrupting commutes for many people in New York's financial industry. Activity was already expected to be slow in a week sandwiched between the Christmas and New Year's holidays.

Benchmark oil for February delivery fell 51 cents to settle at $91 per barrel on the New York Mercantile Exchange. Analysts blamed the drop on China's decision over the weekend to raise its benchmark lending rate. Higher interest rates will not only cool off China's economy, they'll also cut the country's appetite for energy.

In trading for January contracts, heating oil gave up 2.42 cents to settle at $2.5166 a gallon, gasoline futures fell 2.17 cents to settle at $2.4209 a gallon and natural gas added 2.9 cents to settle at $4.112 per 1,000 cubic feet.

In London, Brent crude added 8 cents to settle at $93.85 a barrel on the ICE Futures exchange.

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