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On Thursday December 16, 2010, 6:14 pm EST

Strong week for economy raises optimism for 2011

WASHINGTON (AP) -- Buoyed by a string of hopeful government reports on layoffs, factory production and consumer spending, economists are predicting that hiring and even housing will pick up in 2011 and make it a better year after all.

The reports issued this week, along with a tax-cut plan that Congress is set to pass, point to stronger overall growth next year, experts say.

For 2011, Mark Zandi, chief economist at Moody's Analytics, and other economists now expect growth at roughly a 4 percent pace, up from earlier forecasts of around 2.7 percent.

With 4 percent growth, the economy would at least be moving closer to the pace of expansion needed to bring down unemployment. Growth of 5 percent is needed for a full year to lower the jobless rate by one percentage point.

CEO Interview: Michael Dell on shifting strategy

ROUND ROCK, Texas (AP) -- Michael Dell is in a very good mood.

Companies are buying new computers, servers and other technology again. An improving economy helped push Dell Inc. to a record third quarter. The company's leadership team shook off a recent setback -- losing data-storage maker 3Par to Hewlett-Packard Co. -- and are relentlessly optimistic about the company's transformation from purveyor of commodity computers to provider of more profitable data center technology and consulting. And in his pocket is a slick-looking phone prototype even Steve Jobs might admire.

But Dell Inc. faces some daunting challenges. As it enters new categories, such as tablet PCs and smart phones, its products must hold their own against Apple's iPad and iPhone. To supply corporations with data center technology, Dell is up against HP and IBM Corp. Those seasoned rivals have more established reputations and a higher-end selection of servers and other gear.

Banks smarten up branches to woo customers

NEW YORK (AP) -- The personal touch is making a comeback.

That old-fashioned habit of stopping in at your local branch is being encouraged again as the banking industry looks to put the spark back in service.

The push to cozy up to customers is part of a strategy to compete in a radically changing marketplace. Most notably, a battery of regulations signed into law this year will sharply limit the credit and debit card revenue that fattened industry profits in recent years.

To recoup some of those lost billions, banks want to squeeze more from each customer. That means convincing them to sign up for a wider range of services, including mortgages and wealth management. And customers are still more at ease making major life decisions in person.

It explains recent moves by the industry's biggest players.

Fed proposes 12-cent cap on merchant debit fees

NEW YORK (AP) -- The Federal Reserve on Thursday proposed a 12-cent cap on the fees banks would be allowed to charge merchants for debit card transactions, a limit that could sharply cut into the revenue of the banks that issue debit cards.

Capping debit interchange fees, sometimes called swipe fees, would help merchants by replacing the current system, in which they generally pay between 1 percent and 2 percent of the dollar value of each transaction.

The proposal also would require that merchants have a choice of unrelated networks to process transactions, like Visa Inc. and MasterCard Inc., which could limit revenue for those companies.

Bank stocks were largely unaffected by the news, but shares of Visa and MasterCard both fell sharply following the announcement.

iPhone secrets among tips that led to arrests

NEW YORK (AP) -- Secrets about Apple Inc.'s iPhone were among insider trading tips that led to the arrests Thursday of three employees at public companies and a sales executive at a California expert-networking firm, authorities said as they boosted to six the number of arrests in a wide-ranging Wall Street insider trading probe.

U.S. Attorney Preet Bharara portrayed James Fleishman, 41, a networking executive who worked at Mountain View, Calif.-based Primary Global Research, as central to the scheme that led to the latest arrests. Fleishman was charged with wire fraud and conspiracy for providing confidential information to the firm's clients, including hedge funds, the prosecutor said.

Others charged were Mark Anthony Longoria, 44, a supply chain manager for Advanced Micro Devices Inc.; Walter Shimoon, 39, senior director of business development for Flextronics International Ltd.; and Karunatilaka, an account manager at the Taiwan Semiconductor Manufacturing Co. office in Burlington, Mass.

Drop in jobless claims helps send stocks higher

NEW YORK (AP) -- A small drop in unemployment claims and a higher profit forecast by FedEx Corp. helped push stocks up Thursday. The Dow Jones industrial average and the Standard & Poor's 500 index closed at their highest levels of the year.

The Labor Department said first-time claims for unemployment benefits fell last week to 420,000, the third drop in four weeks. The four-week average of claims also slid for the sixth straight week, reaching the lowest level since July 2008. That was before Lehman Brothers collapsed and markets seized up at the height of the financial crisis.

Separately, the Commerce Department said housing starts rose slightly last month, reversing a two-month decline.

FedEx sees stronger, more balanced global recovery

NEW YORK (AP) -- FedEx Corp. thinks the global economic recovery is becoming more balanced, as growth improves in Europe and the U.S. while it moderates in Asia.

After the company on Thursday reported lower quarterly earnings but raised its outlook for the fiscal year, CEO Fred Smith said that shipping demand from both consumers and businesses is picking up. And he expects stronger manufacturing and industrial production to push shipping volume higher in the coming months.

Smith said Asian economic expansion has slowed, but it's still growing faster there than elsewhere. European economies are performing better-than-expected, he said, while the U.S. economy is gaining steam.

FDA: Avastin should not be used for breast cancer

WASHINGTON (AP) -- Federal health authorities recommended Thursday that the blockbuster drug Avastin no longer be used to treat breast cancer, saying recent studies failed to show the drug's original promise to help slow the disease and extend patients' lives.

The rare decision by the Food and Drug Administration is supported by many cancer experts but drew fierce opposition from cancer patients and some doctors who defend the drug and say it should remain available.

The ruling is a significant setback for the world's best-selling cancer drug and will likely cost Swiss drugmaker Roche hundreds of millions of dollars in lost revenue. Avastin is also approved for various types of colon, lung, kidney and brain cancer.

Geithner says bailout will cost less than $25B

WASHINGTON (AP) -- Treasury Secretary Timothy Geithner said Thursday that the $700 billion financial bailout will end up costing taxpayers less than congressional analysts have estimated.

The Congressional Budget Office has estimated that taxpayers will lose $25 billion on the rescue of banks, other financial institutions and automakers that came in at the peak of the crisis in the fall of 2008. Geithner told a hearing by a congressionally appointed panel that it will cost less than that, but didn't provide another cost estimate.

New report calls for online privacy bill of rights

WASHINGTON (AP) -- The Commerce Department is calling for the creation of a "privacy bill of rights" for Internet users to set ground rules for companies that collect consumer data online and use that information for marketing and other purposes.

The proposal, outlined in a report Thursday, is intended to address growing unease about the vast amounts of personal information that companies are scooping up on the Internet -- from Web browsing habits to smart phone locations to Facebook preferences. That data is often mined to target advertising.

The new report is intended to guide lawmakers, industry and a White House group looking at the issues surrounding Internet privacy.

By The Associated Press

The Dow Jones industrial average rose 41.78, or 0.4 percent, to 11,499.25. The broader Standard & Poor's 500 index rose 7.64, or 0.6 percent, to 1,242.87. The Nasdaq composite rose 20.09, or 0.8, to 2,637.31.

Natural gas for January delivery fell 17.4 cents to settle at $4.048 per 1,000 cubic feet on the New York Mercantile Exchange. The price is down about almost 8 percent in the past week.

Benchmark oil for January delivery fell 92 cents to settle at $87.70 a barrel on the New York Mercantile Exchange. Heating oil lost 0.72 cent to settle at $2.4763 a gallon and gasoline gave up 0.49 cent to settle at $2.3043 a gallon.

In London, Brent crude fell 49 cents to settle at $91.71 a barrel on the ICE futures exchange.

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