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On Tuesday October 5, 2010, 6:14 pm

Gain in services powers stocks; Dow up nearly 200

NEW YORK (AP) -- Stocks surged to their highest level in five months Tuesday after a measure of the most important driver of the U.S. economy surged ahead in September, a hopeful sign for the country's main source of employment.

A surprise move by the Bank of Japan to cut its key interest rate to virtually zero also lifted stocks worldwide. The dollar fell as investors shed defensive assets, and a gauge of U.S. stock market volatility fell.

The Institute for Supply Management reported that the U.S. services industry grew slightly faster in September as demand from customers improved. It was the ninth-straight month of expansion in services, which have been growing at a slower pace in the U.S. relative to the much smaller manufacturing sector.

AP analysis: Economic stress declined in August

WASHINGTON (AP) -- The nation's economic stress eased slightly in August thanks to lower foreclosure rates in the hardest-hit states, according to The Associated Press' monthly analysis of conditions around the country.

But the improvement was meager, and it added to evidence of sluggish economic growth. Even the dip in foreclosure rates resulted mainly from lenders delaying foreclosure proceedings rather than an improved housing market. Unemployment rates ticked up slightly, and bankruptcy rates remained unchanged.

Ex-French trader must pay $6.7 billion for fraud

PARIS (AP) -- Ex-trader Jerome Kerviel was convicted on all counts Tuesday in history's biggest rogue trading scandal, sentenced to at least three years in prison and ordered to pay his former employer damages of euro4.9 billion ($6.7 billion) -- a sum so staggering it drew gasps in the courtroom.

The court rejected defense arguments that the 33-year-old trader was a scapegoat for a financial system gone haywire with greed and the pursuit of profit at any cost -- a decision sure to take some pressure off the beleaguered banking system overall.

Treasury cuts bailout price tag to $50 billion

WASHINGTON (AP) -- The $700 billion financial bailout will cost about $50 billion, the Treasury Department said Tuesday.

The price tag was included in a report on the two-year program and is lower than earlier projections -- including a $66 billion estimate this summer by the Congressional Budget Office.

Treasury notes in the report that the bailout, known as the Troubled Asset Relief Program, or TARP, helped stabilize the financial system and prevent a deeper crisis. It says independent economists credit the program with preventing economic collapse.

Service sector growth accelerates in September

NEW YORK (AP) -- The U.S. service sector, the nation's predominant employer, expanded in September for a ninth straight month, although the growth has not been consistent enough to dent the high unemployment rate.

The Institute for Supply Management said Tuesday that its service-sector index rose last month to 53.2 from 51.5 in August. The rate hit a high point of 55.4 in March, stayed there in April and May, and has fluctuated since. Readings above 50 signal growth.

Weak consumer spending has kept the service industry, which employs about 83 percent of workers in the private sector, from gaining momentum after the recession ended. Economists say Tuesday's reading was better than expected, but not enough to change their outlook of high unemployment and slow job growth for the rest of the year.

High safety scores now harder for trucks and cars

WASHINGTON (AP) -- New cars and trucks will have to work harder to make the grade in the government's safety ratings program.

The Transportation Department said the upgrades to the 5-Star Safety Rating System will make it more difficult for new vehicles to earn top scores of five stars. Consumers use the so-called "Stars on Cars" system to assess and compare a vehicle's safety value, which is posted on window stickers adorning cars and trucks in dealer lots.

The 2011 BMW 5 Series and a version of the 2011 Hyundai Sonata were the only two vehicles to receive five stars out of an initial testing of 34 vehicles. Most of the vehicles tested received four stars. The department intends to test another 21 vehicles this year.

Yum Brands post 7 percent gain in 3Q profit

LOUISVILLE, Ky. (AP) -- Yum Brands Inc., the owner of the Pizza Hut, Taco Bell and KFC fast-food brands, said Tuesday that its third-quarter profit grew 7 percent on the strength of surging overseas sales, mainly in China.

Buoyed by its performance, the company raised its forecast for full-year earnings to $2.48 per share from $2.43 per share.

Yum shares dipped in aftermarket trading, perhaps because the company said its U.S. operating profit fell 2 percent, dragged down in part by sluggish sales at KFC.

EU pushes China on currency, but action unlikely

BRUSSELS (AP) -- Countries around the world are acting to keep their currencies from rising, in what one official calls a looming "international currency war." Europe, however, stands out as unlikely to intervene and lower the value of the euro.

European leaders do complain publicly that the euro is too strong against China's yuan, a key trade disadvantage for the 16 countries that use the shared currency.

At a meeting Tuesday with Chinese Prime Minister Wen Jiabao -- whose country's lock on its currency is criticized for discouraging growth in its trade partners -- three top euro zone economic officials called for "a significant and broad-based appreciation" of the Chinese yuan.

But analysts say that the Europeans' displeasure probably won't go farther than talk.

Zero interest rates back in Japan

TOKYO (AP) -- Japan's central bank cut its key interest rate to virtually zero in a surprise move Tuesday and is looking to set up a $60 billion fund to buy government bonds and other assets as it tries to inject life into a faltering economy.

The Bank of Japan's nine-member policy board voted unanimously to set its overnight call rate target to a range of zero to 0.1 percent, returning to zero rates for the first time in more than four years.

The decision underscores growing worries about the Japanese economy, which is being battered by a strong yen and persistently falling prices. The central bank had left rates untouched since December 2008 when it lowered the target to 0.1 percent.

It also suggests Japan is taking a page from U.S. Federal Reserve Chairman Ben Bernanke's playbook.

Senator demands lenders reveal foreclosure errors

WASHINGTON (AP) -- A key lawmaker is demanding that more than 100 mortgage companies determine whether foreclosure documents they approved contain errors and reveal their findings.

Sen. Robert Menendez, D.-N.J., sent letters Tuesday to three banks that have halted foreclosures in 23 states after evidence surfaced that their employees or outside lawyers signed documents without reading them. Menendez leads a Senate subcommittee that oversees housing issues.

He wrote to the three major lenders that have halted thousands of foreclosures -- JPMorgan Chase, Bank of America and Ally Financial -- along with dozens of other companies.

Grupo Televisa to invest $1.2B in Univision

NEW YORK (AP) -- Mexico's Grupo Televisa SAB said Tuesday it will invest $1.2 billion in New York-based Univision Communications in exchange for a minority stake, expanding cooperation between the Spanish-language media heavyweights.

The deal brings an end to long-standing legal disputes between the companies, recently over privately held Univision's rights to distribute Televisa's programs online and to phones. It also helps Televisa, known for popular soap operas, strengthen its foothold in the U.S., an important market as the company works to widen its reach beyond Mexico.

By The Associated Press

The Dow Jones industrial average rose 193.45 points, or 1.8 percent, to close at 10,944.72. All but one of the 30 companies that make up the average rose, led by Boeing Co. and Bank of America Corp. American Express Co. fell again, a day after the company said it would fight an antitrust lawsuit, even after Visa and MasterCard settled similar suits.

The Standard & Poor's 500 index rose 23.72, or 2.1 percent, to 1,160.75. The index broke through 1,150, a level it hadn't traded above since mid-May, and kept on going.

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