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On Tuesday August 31, 2010, 6:01 pm

Americans' economic confidence ticks up slightly

NEW YORK (AP) -- Americans' confidence in the economy improved slightly in August from July, but they're still roughly as gloomy as a year ago.

The downbeat sentiment underscores the challenges ahead for the increasingly shaky recovery and for retailers, which are grappling with a weak start to back-to-school shopping. Worries are even growing about the critical holiday shopping season.

The Conference Board, a private research group, said Tuesday that its Consumer Confidence Index rose to 53.5 from a revised 51.0 in July. Economists surveyed by Thomson Reuters had expected 50.5. The increase comes after two straight months of declines.

Stocks end a brutal August with meager gains

NEW YORK (AP) -- The stock market ended its worst August since 2001 with meager gains Tuesday after minutes from the latest Federal Reserve meeting showed officials' increasing concern about the economy.

Stock indexes gave up most of their gains in mid-afternoon after the release of minutes from the Fed's Aug. 10 meeting. Fed officials said during their discussions that they recognized that the economy might need further stimulus beyond the purchases of government debt the central bank announced that day. Some of the officials acknowledged that economy had softened more than they had anticipated.

The Dow Jones industrial average ended with a gain of 5 points, having been up 64 following a reading on consumer confidence in August that came in stronger than expected. Stocks fell sharply for much of August after a series of reports suggested that the recovery has weakened.

Source: JPMorgan Chase halting proprietary trading

BOSTON (AP) -- A source familiar with the situation says JPMorgan Chase & Co. is shutting down its proprietary trading desks and eliminating dozens of jobs to comply with new restrictions on investment banks.

The source spoke Tuesday to The Associated Press on condition of anonymity because JPMorgan Chase isn't formally announcing the move.

The overhaul of financial regulations signed into law in July limits proprietary trading in which an investment bank trades on its own accounts for its own profit, rather than on behalf of clients.

Fed officials discussed further stimulus steps

WASHINGTON (AP) -- Federal Reserve officials signaled at their August meeting that they would consider going beyond a modest program to purchase government debt if necessary to boost the economy.

Minutes of the Fed's discussions from the Aug. 10 meeting show the central bank recognized that the economy could need further stimulus beyond the debt purchases. Those are intended to lower interest rates on a range of consumer and business loans.

The minutes, which were released Tuesday, did not spell out what new steps might be taken. But they do indicate that the officials focused attention on the modest move the Fed did take at the meeting, which would invest a small amount of proceeds from its huge mortgage bond portfolio in Treasury securities.

Large banks earn billions, small banks struggle

WASHINGTON (AP) -- U.S. banks are making money again, although a split picture of the industry has emerged since the financial crisis.

The largest banks are thriving, mostly because they can borrow on the cheap and have rid themselves of bad debt. Yet smaller banks lack those advantages and are failing at the fastest pace in years.

Overall, banks made $21.6 billion in net income in the April-to-June quarter, the Federal Deposit Insurance Corp. said. It was the highest quarterly level since 2007.

No deal: buyers will see fewer discounts for cars

DETROIT (AP) -- For years, Americans shopping for cars were treated to all sorts of deals and incentives, especially at the end of summer. Think Cash for Clunkers, which paid up to $4,500, or promotions that offered employee discounts to everyone.

Those days are over.

Deals are getting more scarce because automakers, newly lean and profitable, are holding the line on those profit-eating promotions. In July, they offered $1,000 less in incentives per car than a year earlier, according to Edmunds.com.

And with no one expecting the government to offer a repeat of the Clunkers program, get ready for fewer discounts on your next car.

SEC says it lacked authority to charge Moody's

WASHINGTON (AP) -- The Securities and Exchange Commission has declined to seek fraud charges against Moody's Investors Services over its ratings of risky investments that led to the financial crisis.

But the SEC said it decided against seeking civil charges only because it determined it lacked authority to charge a foreign affiliate of Moody's.

Instead, in a report on its investigation, the SEC warned all credit rating agencies that they could face charges if they mislead investors with deceptive ratings.

MTV revival pulling Viacom out of ratings slump

LOS ANGELES (AP) -- MTV is finally getting its mojo back, thanks to the tanned twenty-somethings of "Jersey Shore."

Ever since its December debut, the show's buzz has been huge, even making it into one of President Barack Obama's speeches. The July 29 start of the second season, shot in Miami, drew 5.3 million viewers, nearly quadruple the original opener. And audiences have been staying put ever since.

"Jersey Shore" is just one contributor to a ratings rebound that MTV has enjoyed since January. It marks MTV's first consistent gain in three years.

That's a big win for parent company Viacom Inc., as its movie studio Paramount Pictures has been paring down its slate. Higher ratings mean advertisers from fast food chains to clothing retailers are lining up to get on board. Analysts say that should help boost the stock price in the months ahead.

Deere sells wind energy business for $900M

ST. LOUIS (AP) -- Energy company Exelon Corp. said Tuesday it will pay $900 million for the wind energy assets of manufacturer Deere & Co., potentially signaling an active merger and acquisition period ahead for the power industry.

With energy prices persistently low due to a grinding economic recovery, stakes in the power industry have begun to shift. Power generation facilities like Deere's massive wind farms are a bargain for big firms like Exelon who have cash on hand.

Exelon's purchase comes on the heels of other big acquisitions in the power industry, as companies look to lock in good deals before an expected recovery starts to boost prices.

By The Associated Press

The Dow Jones industrial average rose 4.99, or 0.05 percent, to close at 10,014.72.

Broader indexes were mixed. The Standard & Poor's 500 index edged up 0.41, or 0.04 percent, to 1,049.33. The Nasdaq composite index fell 5.94, or 0.3 percent, to 2,114.03.

Benchmark crude for October delivery lost $2.78 to settle at $71.92 a barrel on the New York Mercantile Exchange.

In other Nymex trading in September contracts, heating oil fell 3.03 cents to settle at $1.9944 a gallon and gasoline slid by 4.47 cents to $1.8894 a gallon. Natural gas for October delivery added 0.4 cent to settle at $3.816 per 1,000 cubic feet.

In London, Brent crude lost $1.96 to settle at $74.64 a barrel on the ICE Futures exchange.

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