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On Wednesday July 21, 2010, 6:07 pm

Historic financial overhaul signed into law by Obama

WASHINGTON (AP) -- Reveling over a new milestone in his presidency, a triumphant Barack Obama on Wednesday signed into law the most sweeping overhaul of lending and high-finance rules since the Great Depression, adding safeguards for millions of consumers and aiming to restrain Wall Street excesses that could set off a new recession.

The president's signing ceremony capped nearly two years of intense debate over how to avoid a recurrence of the 2008 financial meltdown that buckled the U.S. economy and has left sharp, lasting imprints on the nation's politics and in Americans' homes.

In a heated midterm election season that has put a dent in his public support, Obama sought to put the complex law in pocketbook terms. Emphasizing provisions that guard borrowers from abusive lenders, he claimed "the strongest financial protections for consumers in the nation's history."

Bernanke: Fed to hold off on steps to aid recovery

WASHINGTON (AP) -- Federal Reserve Chairman Ben Bernanke told Congress on Wednesday that even though the economic recovery has weakened, the Fed plans no new steps for now to try to bolster it.

Bernanke said the Fed would consider action if matters worsened. His comments to the Senate Banking Committee sent stocks tumbling.

Bernanke downplayed the odds that the economy will slide back into a "double-dip" recession. Still, he acknowledged the recovery is fragile.

Stocks drop as Bernanke warns of uncertain economy

NEW YORK (AP) -- Stocks fell sharply Wednesday after Federal Reserve Chairman Ben Bernanke confirmed investors' fears that the economy has weakened. Interest rates dropped in the Treasury market as investors sought safer places for their money.

Bernanke told a congressional committee that the economy is "unusually uncertain." He said the economy is fragile, but he did not forecast that it would fall back into recession.

The Dow Jones industrial average, which was modestly higher before Bernanke's prepared remarks, fell 109 points as investors absorbed his assessment of the economy, and his statement that the Fed is ready to take action if the economy worsens.

Morgan Stanley profit jumps, tops forecasts

NEW YORK (AP) -- Morgan Stanley said Wednesday its second-quarter net income rose to $1.58 billion, easily topping forecasts as its Smith Barney brokerage helped the bank recover from a loss a year ago.

Morgan Stanley joined other banks in reporting that its trading revenue fell from the first quarter, the result of the stock market's spring plunge. But the company, which was hurt a year ago by a conservative trading strategy and steep losses on real estate investments, was able to beat analysts' overall revenue and profit expectations for this latest quarter.

Morgan Stanley's net income after payment of preferred stock dividends rose to $1.09 per share from a loss of $1.10 per share a year earlier, when it lost $1.26 billion.

AMR posts loss, US Airways reports big 2Q gain

US Airways joined Delta and United in posting a big second-quarter profit. American Airlines missed the party.

Alone so far among the nation's biggest airlines, American reported Wednesday that it lost money this spring, although far less than it did a year ago. American blames its troubles on high fuel and labor costs and a competitive handicap on international flights.

Overall the second quarter is shaping up as the airline industry's best in three years.

Executives say business travel is coming back after the recession.

States prep jobless benefits as Senate nears vote

WASHINGTON (AP) -- State unemployment agencies are gearing up to resume sending unemployment payments to millions of people as Congress promises to ship President Barack Obama a measure to restore lapsed benefits.

Under best-case scenarios, unemployed people who have been denied jobless benefits because of a partisan Senate standoff over renewing them can expect retroactive payments as early as next week in some states. In other states, it will take longer.

With a GOP filibuster broken on Tuesday, senators are slated to pass the measure early Wednesday evening -- a full seven weeks after benefits first began to lapse for people participating in a federally funded program providing checks to people who have been out of a job for six months or more.

Coca-Cola 2Q net income up 16 pct, volume rises

NEW YORK (AP) -- Coca-Cola Co. sold more soft drinks and juices in North America for the first time in four years during the second quarter as soft drink sales stopped years of decline. Shoppers snapped up smaller packages and new bottles, wooed by discounts, but analysts said the market will likely remain stagnant and the company will keep pushing sales overseas.

The soft drink industry's sales have been declining for years as people focus on health and choose juices and teas instead. That has weighed on North American performance of Atlanta-based Coca-Cola, the world's largest soft drink maker.

But in the three-month period ended July 2, soft drinks in the U.S. were flat and the Coca-Cola brand grew 1 percent on the success of new 90-calorie cans and contour-shaped 2-liter bottles. That was the first increase for the brand since 2005.

Conrad Black released from federal prison in Fla.

CHICAGO (AP) -- Former media mogul Conrad Black quietly left a federal prison in the blazing central Florida heat Wednesday, free on bond after serving just two years of a 6 1/2-year sentence for defrauding investors, officials said.

Earlier in the day, U.S. District Judge Amy St. Eve in Chicago set his bond at $2 million and ordered him not to leave the country, pending the outcome of the appeal of his 2007 conviction. She set a Friday court hearing for the former Hollinger International Inc. chairman to hear the conditions of his release and also was considering a request from Black's attorneys to let him return to Canada, where he owns a home in Toronto.

Starbucks' 3rd-qtr profit rises 37 percent to $207.9 million

CHICAGO (AP) -- Starbucks' efforts to rebuild itself are taking hold: The world's largest coffee chain said Wednesday that its third-quarter profit rose 37 percent as more customers visited its coffee shops and spent more when they did.

The company said Wednesday that it earned $207.9 million or 27 cents per share during the quarter that ended in late June. That's compared with $151.5 million, or 20 cents per share, a year earlier, when it was stumbling under the weight of over-expansion.

Excluding one-time items, it earned 29 cents per share, meeting the average forecast of analysts surveyed by Thomson Reuters

Starbucks' revenue climbed nearly 9 percent to $2.61 billion, topping analysts' estimate of $2.55 billion.

By The Associated Press

The Dow Jones industrial average fell 109.43, or 1.1 percent, to 10,120.53. The broader Standard & Poor's 500 index fell 13.89, or 1.3 percent, to 1,069.59. The Nasdaq composite index lost 35.16, or 1.6 percent, and fell to 2,187.33.

Benchmark crude for September delivery fell $1.02 to settle at $76.56 a barrel on the New York Mercantile Exchange.

In other Nymex trading heating oil fell 3.55 cents to settle at $1.9892 a gallon, gasoline lost 1.08 cents to settle at $2.0678 a gallon and natural gas dropped 7.7 cents to settle at $4.513 per 1,000 cubic feet.

Brent crude fell 85 cents to settle at $75.37 per barrel on the ICE futures exchange.

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