3 SIGNS OF A SUCKER RALLY AFTER EXAMINING TECHNICAL EVIDENCE, SENTIMENT INDICATORS AND VARIOUS VALUATION METRICS, IT BECOMES OBVIOUS THAT THE RECENT BOUNCE PROVIDES A SELLING, NOT BUYING OPPORTUNITY ...’

 

AP BUSINESS HIGHLIGHTS On Thursday June 24, 2010, 6:14 pm

Mortgage rates at lowest point since mid-1950s

WASHINGTON (AP) -- Mortgages are cheaper today than they've been in a half-century. If only most people had the job security, the credit score and the cash to qualify.

The average rate for a 30-year fixed loan sank to 4.69 percent this week, beating the low set in December and down from 4.75 percent last week, Freddie Mac said Thursday. Rates for 15-year and five-year mortgages also hit lows.

Rates are at their lowest since the mortgage company began keeping records in 1971. The last time they were any cheaper was the 1950s, when most long-term home loans lasted just 20 or 25 years.

Companies ramp up spending, fuel economic growth

WASHINGTON (AP) -- Companies are spending again, and that could mean better economic times ahead.

Businesses have invested more money in machinery, computers, steel and other metals in three of the past four months. The uptick is fueling economic growth in the second quarter and may lead to more jobs later this year.

The rise in corporate spending comes at a critical time for the recovery. The unemployment rate has been stuck near double digits all year. And while the pace of layoffs slowed last week, the number of people seeking first-time jobless benefits remains about the same as in January.

Retailers, banks pull stocks lower; Dow slides 146

NEW YORK (AP) -- Disappointing forecasts from retailers and concern about the government's financial overhaul package pounded stocks Thursday.

The Dow Jones industrial average lost 146 points to 10,152.80 after edging higher Wednesday. Broader indexes dropped for a fourth straight day.

Downbeat forecasts from retailers raised concerns that high unemployment and weak consumer spending would stall an economic rebound. Nike Inc. dropped 4 percent after saying increased costs could hurt earnings. Bed Bath & Beyond fell 2.4 percent after the home goods retailer's second-quarter earnings forecast missed expectations.

Oracle's net jumps 25 pct in first full Sun quarter

SAN JOSE, Calif. (AP) -- Oracle Corp.'s net income jumped 25 percent in the most recent quarter as CEO Larry Ellison trumpeted momentum in the company's efforts to sell computer hardware and in its showdown with IBM Corp.

The results, reported Thursday after the market closed, were helped by stronger sales of database and other business software and a bump from its acquisition of Sun Microsystems.

Sun, which makes computer servers, has been struggling with severe market-share declines, but cost cuts under Oracle appear to be turning the company around.

Discover posts profit as credit card use jumps

NEW YORK (AP) -- Discover Financial Services said Thursday that it returned to profitability in its fiscal second quarter as consumers spent more with their credit cards.

The company also said the rate of accounts in early delinquency continued declining. In the quarter, Discover put aside $724 million for bad debt. That was 44 percent less than last year.

The results reinforce recent signs that the consumer credit landscape is improving. Still, the recovery has a long way to go. The national credit card charge-off rate remains elevated at 9.95 percent, compared with about 4 percent before the downturn, according to data from the Federal Reserve.

Lennar reverses loss in 2nd quarter, sales slump

LOS ANGELES (AP) -- Lennar Corp. said Thursday it bounced back from a year-ago loss in its fiscal second quarter, but the end of federal homebuyer tax credits hurt the homebuilder's new home orders and contributed to a 9 percent drop in revenue.

Chief Executive Stuart Miller said new home orders got progressively weaker in the March-May quarter once the government incentives expired at the end of April. But he noted demand appears to be improving this month and he stressed the company should remain profitable this year.

Nationally, sales of new homes collapsed in May, sinking 33 percent to the lowest level on record.

Latest Pfizer drug failure shows worrisome trend

TRENTON, N.J. (AP) -- Yet another experimental drug heavily touted by Pfizer Inc. has foundered in advanced testing, raising worries about productivity problems at the world's biggest drugmaker.

Safety problems with potential osteoarthritis treatment tanezumab, quietly disclosed Wednesday evening, on Thursday triggered a drop in Pfizer shares and a burst of notes to investors from analysts concerned about the trend.

This Monday, New-York Pfizer said it was pulling bone cancer drug Mylotarg off the market 10 years after it got accelerated U.S. approval, because recent research found the drug increased chances of dying in patients also getting chemotherapy.

Ex-Brocade CEO sent to prison for stock backdating

SAN FRANCISCO (AP) -- A federal judge on Thursday sentenced Brocade Communications Inc.'s former CEO to 1 1/2 years in prison for failing to disclose -- and then covering up -- a plan to alter the date of stock option grants so employees could reap greater compensation.

U.S. District Judge Charles Breyer also fined Gregory Reyes $15 million. Reyes is to report to prison Sept. 10. Reyes' lawyers said he is considering an appeal.

A jury in March convicted Reyes of nine counts of fraud and making false statements. The jury acquitted him of a conspiracy charge.

Gasoline prices up as July 4th holiday approaches

Filling up the family car's gas tank is getting more expensive as the 4th of July weekend nears, but that won't stop a lot of people from hitting the road.

Gasoline prices rose 1.2 cents Thursday to a national average of $2.753 per gallon, according t AAA, Wright Express and Oil Price Information Service. Pump prices are 2.7 cents per gallon lower than month-ago levels and 7.7 cents higher than a year ago.

Prices have jumped 4.6 cents in the past week. AAA expects gas to average between $2.70 and $2.80 per gallon for the holiday. That's about the same as the Memorial Day weekend.

Former Qwest CEO's sentence cut by 2 months, $7.4M

DENVER (AP) -- A federal judge on Thursday cut former Qwest CEO Joseph Nacchio's insider trading sentence by two months and reduced the amount of money he must forfeit by $7.4 million.

Nacchio was convicted of selling $52 million in Qwest Communications International Inc. stock in 2001 based on nonpublic information that Qwest was in danger of missing its sales forecasts that year.

Nacchio originally was sentenced in 2007 to six years in prison and was ordered to forfeit $52 million, but the 10th U.S. Circuit Court of Appeals ruled last year that the sentence should be recalculated to focus on how much of Nacchio's profits actually came from having insider information.

By The Associated Press

The Dow fell 145.64, or 1.4 percent, to 10,152.80.

The Standard & Poor's 500 index fell 18.35, or 1.7 percent, to 1,073.69. It was the first four-day drop for the S&P 500 index since early May. The Nasdaq composite index fell 36.81, 1.6 percent, to 2,217.42.

Crude oil rose 16 cents to settle at $76.51 a barrel on the New York Mercantile Exchange.

In other Nymex trading, heating oil fell 1.12 cents to settle at $2.0572 a gallon, gasoline gained 1.12 cents to settle at $2.0935 a gallon and natural gas was off 6.6 cents to settle at $4.748 per 1,000 cubic feet.

Brent crude rose 20 cents to settle at $76.47 on the ICE futures exchange.

 

Stocks Slide, Extending S&P's Decline to Four Days  Midnight Trader 4:13 PM, Jun 24, 2010 --

GLOBAL SENTIMENT

UPSIDE MOVERS

(+) MIPI jumps on positive study data for Azedra.

(+) DFS gets upgraded.

(+) HAS jumps on report company to be taken private.

(-) OXGN says Zybrestat data to be presented.

(-) KMX upgraded.

DOWNSIDE MOVERS

(-) ADSK raises bottom end of Q2 guidance.

(-) LEN misses with revenue.

(-) NKE continues evening decline that followed earnings.

(-) BBBY continues evening decline that followed earnings.

(-) GENZ downgraded.

(-) CYAN earnings fall vs year-ago quarter.

MARKET DIRECTION

The leading stock averages close at or within a whisker of day lows. For the broad S&P 500, its four-day slide is the longest in seven weeks. Investors can't shake the pall of recent economic reports and the Federal Reserve's lukewarm assessment of the recovery. The decline comes despite data released this morning that showed unemployment applications fell last week and durable goods orders, while declining, weren't as bad as some analysts had predicted.

Both Nike (NKE) and Bed Bath & Beyond (BBBY) remain lower late after their respective earnings disappointments. Their performance rekindled concern for consumer spending.

Uncertainty for financial shares as Congress irons out a financial reform bill weighed on issues including Bank of America (BAC), down 2.1%, and Citi (C), down 2.3%.

Morning economic data weren't abysmal but did little to restore investor confidence.

The government said initial claims for unemployment benefits fell to a seasonally adjusted 457,000 last week. That's slightly better than the 460,000 forecast by economists polled by Thomson Reuters. But claims are still above levels that would signal employers are picking up hiring.

A second report showed orders for durable goods fell last month for the first time in six months. Orders for big-ticket goods fell 1.1% in May, slightly better than the 1.3% drop predicted.

Commodities finished higher as both gold and crude oil futures gained despite a rough start to the trading day.

Crude-oil for August delivery is up 0.2%, or $0.15, to $76.51 a barrel on the New York Mercantile Exchange.

In other energy futures, heating oil fell 0.94%, or $0.02, to $2.04 a gallon while natural gas fell 1.44%, or $0.07, to $4.73 per million British thermal units.

Meanwhile, gold for August delivery rose $11.10, or 0.96%, to $1,245.90 an ounce. In other metal futures, silver rose $0.26, or 1.38%, to $18.76 a troy ounce while copper rose $0.07 to $3.02 a pound.

3 SIGNS OF A SUCKER RALLY , On Thursday June 24, 2010, 3:25 pm EDT

 

At first glance, fool's gold cannot be distinguished from real gold. Even upon examination, novices are not able to discern the difference. To avoid getting fooled, miners have come up with the acid test.  

Most metals tend to bubble or fizzle when they come into contact with acid, precious metals don't. Placing a small drop of a strong acid, such as nitric acid, onto the metals surface quickly and unmistakable differentiates real gold (NYSEArca: GLD - News) from fool's gold.

Is there a time-tested method to distinguish a bull market from a 'fools market?' Is the market 'bubbling' right now (two-fold meaning of bubbling intended)?

A thorough acid test for stocks (NYSEArca: VTI - News) involves a short-term and long-term analysis from multiple angles. Sentiment indicators, technical indicators, fundamental data, and valuations should be taken into account.

Volume and Conviction

Discernment of trading volume is one of the most basic components of technical analysis. High trading volume shows conviction, while low trading volume indicates lack of conviction. Trading volume is not a short-term indicator, that's why we look at longer-term time frames.

The chart below reflects the analysis of the NYSE trading volume over three time-frames.

1) The October 2007 - March 2009 decline

2) The March 2009 - April 2010 rally

3) The post April 26, 2010 decline

                [CHART]

The daily NYSE trading volume from the October 2007 highs to the March 2009 lows averaged 1.48 billion shares. The daily trading volume from the March 2009 lows to the April 2010 highs average only 1.30 billion shares, a 12.63% drop. The trading volume since the April 26 peak averaged 1.59 billion shares, a 23% increase.

What's the essence of this analysis? Conviction associated with the March 2009 - April 2010 rally was limited compared to the declines that sandwiched the rally. According to trading volume, the March 2009 - April 2010 rally was a counter trend or sucker rally.

If we drill a bit deeper, we see a large number of distribution days occurring since the April highs. Distribution days see the major indexes decline on large volume. Not only that, the rally that lifted the S&P (NYSEArca: SPY - News), Dow Jones (NYSEArca: DIA - News) and Nasdaq (Nasdaq: QQQQ - News) some 7% over the past two weeks has come on the lowest volume in nearly two months (see chart below).

                      [CHART] 

The conclusion we may draw is that not only has the larger trend turned down, the recent rally seems to be fizzling out as well.

Wall of Worry

It is often said that new bull markets climb a 'wall of worry.' The 'wall of worry' is a broad description and can easily be misunderstood. We'll clear up some of the confusion here and highlight how you can measure 'worry.'

Bear markets go through three stages. The third and last stage of a bear market - or one leg within a larger bear market - is the 'throw in the towel' stage. In this stage investors are worn out by the bears shenanigans. Either they get tired of waiting for 'just one more rally' that doesn't show up, or looking at ever falling portfolio balances.

Either way, investors do what they should have done a long time ago, they sell. Initially, phase 3 tends to drive down prices even further. It can also be considered the capitulation phase. Generally, the market bottoms shortly after most investors capitulate and throw in the towel.

We saw phase 3 play out in February/March 2009. From 9,000 in January, the Dow tumbled to 6,500 in March. During that phase, investors capitulated. This drove price significantly lower, but (and that's a bit but), it also established a bottom.

When most investors were capitulating, the ETF Profit Strategy Newsletter recommended selling previously recommended short ETFs and load up and long and leveraged long ETFs via the March 2, 2009, Trend Change Alert.

It is important to note that the 'throw in the towel' phase lingers around during the initial portion of the recovery where investors refuse to accept that a low is in place. This spillover from the 'throw in the towel' phase IS NOT the 'wall of worry.'

If there were a 'wall of worry' it would persist throughout the rally. As the chart below shows, however, investors became more and more comfortable with the idea of risking prices as stocks rallied.

                                    [CHART]

By May 2010, 56% of investment advisors tracked by Investors Intelligence were outright bullish, the highest reading since December 2007. A few weeks earlier, the CBOE Volatility Index (Chicago Options: ^VIX) had fallen to the lowest level since July 2007.

Based on these and other extremes and the apparent absence of a 'wall of worry,' the ETF Profit Strategy Newsletter noted on April 16 that 'historically, there has rarely been a more pronounced sell signal.'

From the extreme pessimism seen at the March 2009 bottom, the market (NYSEArca: TMW - News) rallied on extreme optimism. Extreme optimism, particularly amidst deterioration of fundaments, is usually associated with a major top.

Valuations  

Less is more. Ivy League Wall Street gurus prefer to use high-tech simulation models to predict the market's futures.  Truth be told, none of those high tech tools saw the 2000 tech crash (NYSEArca: XLK - News), 2005 real estate crash (NYSEArca: IYR - News) or 2007 financial crash (NYSEArca: XLF - News) coming.

Three simple valuation measures, however, did. Valuation measures are not short-term timing tools, but they allow you to see the market's short-term behavior in the long-term context. Sooner or later, stocks always revert to their mean.

Any asset class may remain over or under-valued for a while, but eventually it will revert to fair valuations. That's simply how it is.

Based on P/E ratios, dividend yields and the Dow measured in gold (NYSEArca: IAU - News), stocks were overvalued by a large margin already in March 2009 and particularly in the beginning of 2010.

Over the past six months we saw P/E ratios spike to an all-time high, while dividend yields and the Gold Dow challenged their all-time lows.

Market bottoms are made of the exact opposite - rock-bottom P/E ratios, sky-high dividend yields and a Gold Dow that's rising, not plummeting.

After examining technical evidence, sentiment indicators and various valuation metrics, it becomes obvious that the recent bounce provides a selling, not buying opportunity.

In fact, the July ETF Profit Strategy Newsletter featured the one chart pattern that highlights just how steep the next leg of the decline could be. Each issue of the newsletter includes a short, mid and long-term outlook for the major asset classes, along with a detailed analysis of the above- mentioned 'red flags' and corresponding profit strategies.

Remember, sucker rallies - just as fool's gold - appear to be real, but they're not. Use the modern day acid test and protect your portfolio.