AP Business Highlights

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On Thursday February 3, 2011, 6:05 pm EST

Shoppers shook off the snow in January, stores say

NEW YORK (AP) -- Americans didn't stop splurging after the holidays.

They braved snowstorms and shopped in force in January, handing retailers like Costco, Victoria's Secret and Macy's surprisingly strong sales.

Along with two encouraging economic reports -- the biggest service sector expansion in five years and a plunge in weekly unemployment claims -- the sales figures offered more evidence Thursday that the economic recovery is picking up speed.

Consumer spending has been improving for more than a year now, and this holiday season was the strongest for stores since 2006, before the Great Recession, according to the council. Sales figures for January showed that shoppers weren't spent out after Christmas.

The council's index of 32 stores showed a robust 4.8 percent increase for the month, well above the expected 1.5 to 2 percent. Analysts were worried that snowstorm after snowstorm, particularly in the Northeast, might have kept shoppers at home.

The figures cover Jan. 2 through Saturday for stores that have been open at least a year.

Consumer spending accounts for about 70 percent of U.S. economic activity, so how shoppers behave is an important measure of economic health. The next question is whether they will shell out full price for spring items, which are starting to show up in stores. There's no special occasion to spur spending after Valentine's Day until Easter, which this year falls on April 24, three weeks later than in 2010.

Fast growth in service sector points to more jobs

WASHINGTON (AP) -- Activity at manufacturing and service companies has reached a level not seen since before the recession, suggesting a stronger year for hiring.

Some economists are even hopeful that Friday's employment report may be better than first thought, based on new economic data reported Thursday.

The service sector, which employs nearly 90 percent of the work force, is expanding at the fastest pace in five years. Factories are cranking out goods, retail sales are up, and many companies are nearing the point where they can no longer expand without more employees.

Rate on 30-year fixed mortgage rises to 4.81 pct.

NEW YORK (AP) -- The average rate on the 30-year fixed mortgage edged up this week as bond yields increased.

Freddie Mac said Thursday the average rate rose to 4.81 percent this week from 4.80 percent the previous week. It hit a 40-year low of 4.17 percent in November.

The average rate on the 15-year loan slipped to 4.08 percent from 4.09 percent. It reached 3.57 percent in November, the lowest level on records starting in 1991.

Rates have been little changed this year after spiking more than half a percentage point in the last two months of 2010. Investors sold off Treasury bonds during that time, driving yields lower. Mortgage rates tend to track the yield on the 10-year Treasury note.

High foreclosures, job worries and expectations that home prices will fall further have kept many potential homebuyers on the sidelines. Historically low mortgage rates haven't been enough to jumpstart the housing market.

Bernanke: More jobs needed for real recovery

WASHINGTON (AP) -- The United States can't fully recover from the worst recession in decades until hiring improves, Federal Reserve Chairman Ben Bernanke said Thursday.

The economy is strengthening, and will likely grow at a faster pace this year as more confident consumers and companies spend more, Bernanke said in a speech to the National Press Club. But he warned that growth won't be strong enough to quickly drive down high unemployment.

His remarks suggest the Fed will stick with its program to prime the economy by purchasing $600 billion of Treasury bonds by the end of June.

The Fed chief also issued a stern warning to Congress and the White House to come up with a plan to reduce the government's bloated budget deficits. And he told Congress not to play political games with the Treasury Department's request to boost the government's borrowing authority beyond the current $14.3 trillion statutory cap.

On the hiring front, Bernanke said it will take several years for unemployment to return to more normal levels. Last month, the Fed chief was more specific, saying it would take four or five years for the unemployment rate to drop to a historically normal level of around 5.5 percent or 6 percent.

ECB leaves rates on hold as inflation simmers

BERLIN (AP) -- Inflationary pressures in the 17-nation eurozone remain in check despite a spike in prices on the back of higher energy and commodity costs, the European Central Bank's president said Thursday -- an assessment that was less hawkish than many expected and prompted the euro to fall sharply.

Jean-Claude Trichet's comments came after the bank's governing council decided unanimously to leave its main interest rate unchanged at 1 percent for the 21st consecutive month.

That decision was expected.

Merck posts 4Q loss due to restructuring charges

Merck & Co. shares tumbled Thursday after it stunned investors by withdrawing its oft-repeated profit forecast for 2013 and giving lower-than-expected guidance for this year. It blamed pricing pressures, troubles with a crucial experimental drug and the need to invest for the future.

The drugmaker posted a $531 million fourth-quarter net loss due to $3.9 billion in charges, but beat anticipated results on strong sales growth from its key drugs and ones acquired along with Schering-Plough Corp. 15 months ago.

Besides big inventory write-offs and restructuring costs from that deal, Merck took a charge of $1.7 billion before taxes to cover diminished prospects for anti-clotting drug vorapaxar, which was seen as a potential blockbuster. The company last month said that due to dangerous increased bleeding in the brains of patients who'd had strokes, it would halt one late-stage study of the drug and remove some patients from a second, continuing study.

Merck shares tumbled 92 cents, or 2.7 percent, to $32.90.

Merck, the world's second-biggest drugmaker behind Pfizer Inc., said pricing pressures from U.S. health care reform and European government health programs have increased and will keep rising, echoing other drugmakers.

Pfizer faces similar price pressures and more severe generic competition but is cutting its 2012 research budget nearly 20 percent and will essentially do more with less.

Kellogg says 4Q earnings up, higher prices coming

PORTLAND, Ore. (AP) -- Kellogg Co.'s fourth-quarter net income climbed 7 percent despite falling volumes as the world's biggest cereal maker lowered costs and raised prices.

It was a difficult and disappointing year for Kellogg, which struggled with intense competition, lower cereal sales and major food recalls. But there were signs that 2011 may be better for Kellogg, and its shares rose in trading Thursday.

Kellogg, which makes Frosted Flakes, Pop Tarts and other foods, is increasing its investment in new product development by 25 percent after scaling back during the recession. It also will spend more on auditing suppliers and testing raw materials to avoid a repeat of a major cereal recall and problems with its Eggo waffle distribution that hammered its results.

It is also increasing prices on some of its products to offset higher ingredient costs. The company already put some increases in place during 2010 but those are expected to continue through the year as the cost for corn and wheat soar.

Many businesses are deciding to boost prices to contend with higher costs. Whirlpool Corp. and Swedish rival Electrolux AB both said Wednesday that they were increasing prices because their raw material costs are on the rise. And consumer product makers Colgate-Palmolive Co. and Procter & Gamble Co. both said last week that they are likely to increase prices to cope with higher commodity costs.

Kellogg's price increases also helped make up for softer sales volume during the period.

AXA Rosenberg paying $242M to settle case on code

WASHINGTON (AP) -- An investment firm is paying $242 million to settle civil fraud charges that it hid an error in its computer code that resulted in losses for its clients, federal regulators said Thursday.

The settlement with AXA Rosenberg Group announced by the Securities and Exchange Commission is among the largest for the agency and is the first of its kind.

The SEC said senior managers at two AXA Rosenberg affiliates knew about an error in the code for the quantitative investment model used to manage clients' assets. The agency says the error disabled a key element of the model for managing risk.

The agency said senior managers ordered others to conceal the error and failed to fix it, causing $217 million in client losses.

AXA Rosenberg, based in Orinda, Calif., is owned by French insurance company AXA SA. AXA Rosenberg, neither admitted nor denied wrongdoing in settling the case but did agree to refrain from future violations of the securities laws.

The use of quantitative models has proliferated on Wall Street.

Glaxo posts Q4 loss on Avandia charge

LONDON (AP) -- GlaxoSmithKline PLC, the world's second largest drug maker by revenue, reported a fourth-quarter loss on Thursday after taking a previously-flagged massive charge to provide for U.S. litigation over its diabetes drug, Avandia.

But the London-based company also had good news for investors, reinstating its share buyback program and increasing its full-year dividend payment as it banked on a stronger pipeline of potential drugs to boost future earnings.

Glaxo posted a net loss of 690 million pounds ($1.12 billion) for the three months to Dec. 31, compared to a profit of 1.63 billion pounds a year ago, after taking a 2.2 billion pound charge to settle claims relating to Avandia and past U.S. sales practices.

European regulators ordered Avandia off the market and the U.S. Food and Drug Administration restricted its use last September because of evidence that the drug increased the risk of heart attacks.

MADRID (AP) -- Spain has successfully raised euro3.5 billion ($4.83 billion) at a debt auction, with lower interest rates reflecting easing market fears over the country's ability to manage its debt.

The Treaury raised euro1.89 billion in three-year bonds with the average interest rate down to 3.25 percent from 3.72 percent in the last such auction on Dec. 2.

It sold euro1.61 billion in five-year bonds with the rate down to 4.04 percent from 4.54 percent in January.

Demand was strong, at twice the amount offered for three-year bonds and nearly twice the offer for the five-year bills.

The sale was the first since ratings agency Standard & Poor's on Tuesday maintained Spain's AA rating and praised government measures to get the economy moving after nearly two years of recession.

By The Associated Press

The Dow Jones industrial average rose 20.29 points, or 0.2 percent, to 12,062.26. The Nasdaq composite rose 4.32 points, or 0.2 percent, to 2,753.88.

The S&P 500 -- the benchmark for most U.S. mutual funds -- gained 3.07 points, or 0.2 percent, to close at 1,307.10.

West Texas Intermediate crude for March delivery lost 32 cents to settle at $90.54 per barrel on the Nymex. In London, Brent crude lost 58 cents to settle at $101.76 per barrel.

Natural gas for March delivery fell 9.2 cents to settle at $4.337 per 1,000 cubic feet on the New York Mercantile Exchange.

In other Nymex trading for March contracts, heating oil lost 1.33 cents to settle at $2.7674 per gallon and gasoline futures gained less than a penny to settle at $2.5034 per gallon.

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