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On Friday January 28, 2011, 6:55 pm EST

More robust spending helps economy gain steam

WASHINGTON (AP) -- The economic recovery is now consistently picking up speed, and American consumers are the ones pushing the gas pedal. They increased their spending late last year at the fastest pace since 2006.

The question now is whether they can spend enough this year to make the economy grow even faster and finally bring down unemployment. It's up to them because the housing market and government spending aren't offering much help.

A more active consumer was the main reason the economy grew at an annual rate of 3.2 percent in the final three months of 2010, the Commerce Department said Friday. It was up from 2.6 percent the previous quarter and the best since the start of last year.

That level of growth would be great news in a healthy economy that only needed to hold steady. But with unemployment still at 9.4 percent a year and a half after the Great Recession, steady is not good enough. By some estimates, the economy would need to grow 5 percent for a whole year to significantly bring down the unemployment rate.

Still, the recovery has gained steam since a difficult patch last spring. Economists now think 2011 will be a pivotal year when consumers can finally be counted on to power the economy to stronger growth.

A one-year cut of 2 percentage points in the Social Security payroll tax is a big reason why economists predict Americans will keep spending enough that the economy will grow more strongly this year.

Ford stock falls after company misses expectations

DEARBORN, Mich. (AP) -- Ford Motor Co. is the most profitable it's been in a decade, since the days when Americans were snapping up SUVs. But maintaining that momentum -- and meeting the high expectations of buyers, workers and investors -- will be a big challenge in the coming year.

Ford got a taste of that Friday. Despite reporting a profit for 2010, the company's stock fell more than 13 percent to close at $16.27. Investors were disappointed that the results fell short of expectations. Ford also posted an 80-percent drop in fourth-quarter net income, missing forecasts and ending two years of better-than-expected results.

It was clear Ford won't have much room for error as it tackles nagging problems, from the huge loans it took out to fund its turnaround to its upcoming labor talks to its stodgy, slow-selling Lincoln brand.

Workers saw 2 percent rise in wages and benefits

WASHINGTON (AP) -- Workers saw their wages and benefits rise slightly faster in 2010 than 2009, but the gain was still the second-lowest increase in nearly three decades.

Wages and benefits increased 2 percent last year after a 1.4 percent increase in 2009, the Labor Department reported Friday. Both years were the smallest gains on Labor Department records that go back 28 years.

The modest gains reflect a severe recession which pushed millions out of work and depressed the bargaining power of those with jobs. While weak wage gains mean low inflationary pressures, it also leaves households with less income to boost consumer spending.

Analysts believe labor costs will be constrained as long as unemployment remains elevated. The unemployment rate in December stood at 9.4 percent. Many economists believe it will still be around 9 percent a year from now.

The Labor Department's Employment Cost Index measures wages, salaries and benefits -- which include health insurance and pensions.

Fitch downgrades Egypt outlook to negative

CAIRO (AP) -- Fitch Rating on Friday revised down its outlook for Egypt, dropping it to "negative" as mass protests in the country turned violent, engulfing the capital and other cities in a serious challenge to President Hosni Mubarak's 30-year rule.

Fitch said it was holding steady Egypt's other ratings, including its long-term foreign currency issuer default rating, which was held at the investment grade BB+. The revision comes after the Egyptian stock exchange's benchmark EGX30 plummeted about 17 percent in two days, a drop fueled by investor panic over the Tunisia-inspired protests that erupted Tuesday in the Arab world's most populous nation. The demonstrations have focused on the economic disparity in the country, spiraling food prices and the grinding poverty that afflicts nearly 40 percent of Egypt's 80 million people.

Analysts have downplayed the likelihood that President Hosni Mubarak's regime would be ousted as a result of the protests. But the mass rallies in which tens of thousands have clashed with riot police have pushed to the surface latent concerns about Egypt and raised questions about the economic impact on the country.

The unrest appears to have already hit at least one U.S. oil company. Apache Corp., which has extensive operations in Egypt, has seen it's shares slide about 7 percent, wiping out $3 billion in market value, since Thursday in a drop analysts linked to the unrest in Egypt.

Spanish Cabinet OKs raising retirement age to 67

MADRID (AP) -- Spaniards were hit with another bitter dose of austerity Friday as the Cabinet approved raising the retirement age from 65 to 67 to reassure jittery markets that the country can handle its heavy debt burden.

With the European sovereign debt crisis still festering and international investors wary, Spain, like many European countries, has little option but to cut costs. The once-booming nation is struggling to crawl out of recession after its property market collapsed and its unemployment rate is above 20 percent, a eurozone high.

The deal gave Prime Minister Jose Luis Rodriguez Zapatero a bit of breathing space as he presides over a struggling economy and trails conservatives in the polls with a general election just over a year away and local and regional elections in May.

The proposal was negotiated with unions and backed by them -- a victory for Zapatero's Socialist government.

Spain unemployment rate up again to 20.3 pct

MADRID (AP) -- The government says Spain's unemployment rate rose back above the 20 percent level in the fourth quarter, to 20.3 percent, the highest since 1997.

That compares to about 19.8 in the third quarter, already the highest in the eurozone.

The figures released Friday by the National Statistics Institute show Spain's unemployment rate has now risen for four straight years.

In the last quarter of 2010 the number of unemployed people increased by 121,900 to nearly 4.7 million.

The jobless rate was above 20 percent for all of 2010 except for the small drop in the third quarter to 19.8 percent.

Regulators shut small banks in Okla, Wis

WASHINGTON (AP) -- Regulators have closed small banks in Oklahoma and Wisconsin, lifting to nine the number of bank failures in 2011 following last year's toll of 157 taken down by the weak economy and piles of soured loans.

The Federal Deposit Insurance Corp. on Friday took over First State Bank of Camargo, Okla., with $43.5 million in assets, and Evergreen State Bank, based in Stoughton, Wis., with $246.5 million in assets.

Bank 7, based in Oklahoma City, agreed to assume the assets and deposits of First State Bank. McFarland State Bank of McFarland, Wis., is acquiring the assets and deposits of Evergreen State Bank.

The failure of First State Bank is expected to cost the deposit insurance fund $20.1 million; the failure of Evergreen State Bank is expected to cost $22.8 million.

Chevron exiting coal mining

CHEYENNE, Wyo. (AP) -- Petroleum giant Chevron Corp. said Friday it plans to get out of the coal industry by the end of the year.

The decision came after the company determined that new coal technologies were developing too slowly to make staying in the industry a good strategy, Chevron Mining Inc. spokeswoman Margaret Lejuste said.

One of the technologies is known as coal-to-liquids, in which coal is processed into diesel, gasoline or other fuels.

Chevron intends to sell off three coal mines in Wyoming, New Mexico and Alabama. The sites include the company's open pit mine outside Kemmerer in western Wyoming, which has been on the market for about a week.

Sara Lee to split into 2 businesses

PORTLAND, Ore. (AP) -- Sara Lee Corp. is splitting into two public companies, completing its evolution from conglomerate to a smaller business more tightly focused on food and drinks.

The company said Friday that the deal is the best way to provide shareholder value in the long-run. Stockholders will receive a special $3 dividend and their shares will split to give them an interest in each company.

Sara Lee, based in Downers Grove, Ill., will keep its name and current location with one company, which will concentrate on its North American retail and food service businesses. That includes brands such as Jimmy Dean, Ball Park and Hillshire Farm, as well as Sara Lee frozen desserts. These operations generated about $4.1 billion in revenue during Sara Lee's latest fiscal year.

A second company, which has not been named but is being called CoffeeCo, will focus on the company's international bakery and beverage businesses.

The split, expected to conclude next year, will complete Sara Lee's multi-year transformation from a maker of everything from shoe polish to cheesecake into a company devoted solely to food and beverages.

Comcast to take over NBC Universal

LOS ANGELES (AP) -- The nation's largest cable TV company, Comcast Corp., was set to take control of NBC Universal on Friday after the government shackled its behavior in the coming years to protect online video services such as Netflix and Hulu.

The deal's closing was to occur shortly before midnight EST Friday, Comcast spokesman John Demming said.

The takeover gives the cable-hookup company 51 percent control of NBC Universal, which owns the nation's fourth-ranked broadcaster, NBC; the Universal Pictures movie studio and related theme parks; and a bevy of cable channels including Bravo, E! and USA.

The combination had raised fears that Comcast might abuse its control of NBC Universal to favor its most valuable customers: the 23 million who rely on it for cable TV service and the 17 million who pay for Internet connections.

But the Justice Department and Federal Communications Commission imposed conditions that prevent Comcast from keeping to itself NBC Universal's popular shows such as "The Office" and movies including "Despicable Me" for the next several years.

Goldman Sachs boosts pay for Blankfein, 4 others

NEW YORK (AP) -- Goldman Sachs Group Inc. has more than tripled the salary of CEO Lloyd Blankfein to $2 million, and also granted raises to four other top executives.

The investment bank said in a Securities and Exchange Commission filing on Friday that its board's compensation committee set the new base salary for Blankfein, effective Jan. 1. His previous salary had been $600,000.

The committee set salaries at $1.85 million for four other executives. They are Chief Operating Officer Gary Cohn; Chief Financial Officer David Viniar and Vice Chairmen Michael Evans and John Weinberg.

The filing didn't elaborate on the reasons for the raises. The salaries don't include other forms of compensation the executives can receive, such as stock options.

By The Associated Press

The Dow Jones industrial average fell 166.13 points, or 1.4 percent, to close at 11,823.70. That's the worst one-day drop since Nov. 16.

The Dow lost 0.4 percent for the week after eight straight weeks of gains.

The Standard & Poor's 500 index fell 23.20, or 1.8 percent, to 1,276.34. All 10 company groups within the S&P index fell. The S&P fell 0.5 percent for the week.

The Nasdaq composite fell 68.39, or 2.5 percent, to 2,686.89. The index was not updated nearly an hour after the market opened due to technical problems. The Nasdaq lost 0.1 percent for the week.

Benchmark oil rose $3.70, or 4.3 percent, to settle at $89.34 a barrel on the New York Mercantile Exchange. Oil rose as high as $89.73 a barrel at one point.

In other Nymex trading in March contracts, heating oil gained 3.9 cents to settle at $2.6942 a gallon, gasoline added 7.27 cents to settle at $2.4859 a gallon and natural gas picked up 4 cents to settle at $4.323 per 1,000 cubic feet.

In London, Brent crude added $2.03 to settle at $99.42 a barrel on the ICE Futures exchange.

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