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On Tuesday January 25, 2011, 7:29 pm EST

Second wave of housing bust hammers more cities

A second wave of falling home prices is battering some cities that had escaped the worst of the housing market bust.

Prices in Seattle, Charlotte, N.C., and Portland, Ore., have hit their lowest points since peaking in 2006 and 2007. Denver and Minneapolis are nearing new lows. High unemployment and rising foreclosures are taking a toll even on markets that never overheated during the boom years.

Home values are dwindling in nearly every American market. Prices fell in November in all but one of the 20 cities in the Standard & Poor's/Case-Shiller index released Tuesday. Eight of those markets hit their lowest point since the housing bubble burst.

The damage from the real estate bubble has spread well beyond Las Vegas, Phoenix and Miami, which built frantically during the mid-2000s, and is sapping prices from coast to coast. In many places, prices are expected to keep falling for at least the next six months.

UK economy shrinks and pound plunges

LONDON (AP) -- An unexpected downturn in the British economy shocked investors on Tuesday, prompting a sharp drop in the pound and reigniting debate about the government's plans to slash spending and raise taxes to reduce public debt.

The figures showing a 0.5 percent GDP drop in the last three months of 2010 fueled speculation that the British economy was heading back into recession -- defined as two quarters of negative growth -- and reined in expectations that the Bank of England would start raising interest rates soon in response to stubbornly high inflation levels.

The figures are preliminary, leaving them open to revision, and followed four quarters of growth -- including 0.7 percent in the third quarter -- as Britain climbed out of a deep recession.

In the text of a speech in Newcastle, Bank of England governor Mervyn King appeared to indicate that he wasn't in a rush to start raising borrowing costs, a move that could dampen growth.

Within a minute or two of the data's release, the pound had dropped over a cent against the U.S. dollar, falling to a low of $1.5753 before settling around the $1.58 mark.

Johnson & Johnson posts drop in 4th-qtr profit and sales over product recalls, health reform

Johnson & Johnson's revenue has slumped for a second straight year, prompting its CEO to make an extraordinary pitch to soothe investors and defend the company's handling of 17 costly product recalls.

The health care giant, hammered by the weak global economy, growing pricing pressures and recalls that have kept many popular nonprescription medicines off store shelves, reported Tuesday a 12 percent profit decline and a 5.5 percent drop in sales for the fourth quarter.

Revenue fell 0.5 percent in 2010, after dropping 3 percent in 2009 -- its first annual decline since the Depression.

Chairman and Chief Executive William C. Weldon tried to reassure analysts and investors that J&J has its manufacturing and other problems under control, in an unusually lengthy, sometimes repetitive conference call.

Wall Street wasn't buying it, though, with J&J shares down $1.14, or 2 percent, to $61.08 at the end of the trading day after initially dropping 2.4 percent -- a big drop for a huge, diversified company that rarely sees stock volatility.

Consumer Confidence Index hits 8-month high

WASHINGTON (AP) -- Consumer confidence hit an eight-month high in January. The increase suggests the rising spirits that fueled a holiday shopping boom are carrying over into the new year as people feel better about the job market.

The Conference Board said Tuesday its Consumer Confidence Index climbed to 60.6 this month from 53.3 in December.

While confidence is still far from the 90 that signals a healthy consumer mindset, the January improvement was better than expected. Some economists said the big tax relief package Congress passed in late December may have helped.

The $858 billion package extended the Bush-era tax relief at all income levels for two years, provided tax breaks for businesses and reduced Social Security payroll taxes by 2 percentage points this year.

The Social Security reduction means an estimated $1,000 in additional after-tax income for the average family, according to White House estimates.

Other analysts suggested that the recent gains in the stock market and improving labor market conditions were trumping higher gasoline prices and falling home prices.

Unemployment rises in 20 states, falls in 15

The unemployment rate rose in 20 states last month as employers in most states shed jobs.

The Labor Department says the unemployment rate rose in 20 states and fell in 15. It was unchanged in another 15 states. That's nearly the same as in November, when the rate rose in 21 states, fell in 15 and was the same in 14.

The report is evidence that the job market is barely improving even as the economy grows. Most economists expect hiring to pick up this year, although the unemployment rate will likely remain high.

Google to hire more than 6,200 workers this year

SAN FRANCISCO (AP) -- Google Inc. plans to hire more than 6,200 workers this year in the biggest expansion yet by the Internet's most profitable company.

The hiring spree will likely be welcomed by President Barack Obama, who is expected to emphasize the need for more jobs during his State of the Union address Tuesday night. Google CEO Eric Schmidt was among a group of business leaders who met with Obama last month to discuss ways to bolster the listless economy.

But Google's push to further expand a work force that grew by 23 percent last year may not be as well received on Wall Street, where the Internet search leader's spending has annoyed some investors who would prefer a more frugal approach in hopes of fatter returns.

Google executives have consistently brushed aside those concerns, saying that the company needs to aggressively recruit the smartest computer engineers and most persuasive sales representatives to maintain its lead in online search and advertising, as well as to diversify into other services in computing, telecommunications and the media.

Successful bonds sales calm European debt fears

MADRID (AP) -- Successful debt sales helped maintain relative calm on European bond markets Tuesday, but top European Union officials urged governments not to procrastinate on new measures to tackle the crisis that has pummeled the continent over the past year.

Spain -- the country that many analysts say could make or break the 17-country eurozone if it runs into financial trouble -- auctioned euro2.2 billion ($3 billion) in short-term debt at much lower interest rates. Meanwhile, the currency union's bailout fund effortlessly sold euro5 billion in five-year bonds to fund its first contribution to the euro67.5 billion rescue loan for Ireland.

But despite the good news from financial markets, EU officials and analysts warned that governments should not be tricked into thinking the current crisis is over.

Yahoo's 4Q earnings double, revenue falls 12 pct

SAN FRANCISCO (AP) -- Yahoo Inc.'s fourth-quarter earnings more than doubled, but the Internet company's crumbling revenue made it clear that it's still struggling to cash in on the online advertising boom.

The results announced Tuesday show why many investors are wondering if Yahoo CEO Carol Bartz is the right person for the job as she enters the second half of a four-year contract she signed in January 2009.

Although Bartz has boosted Yahoo's earnings through layoffs and other cost-cutting measures, the company's revenue has fallen from its levels before her arrival.

The financial pressure has prompted Yahoo to lay off more than 700 workers in the past two months. In the latest cutbacks Tuesday, Yahoo is laying off 100 to 150 employees, roughly 1 percent from a work force that totaled 13,600 people at the end of December.

Investors allege massive fraud by Countrywide

A lawsuit alleges Countrywide Financial Corp. and two of its former executives misled institutional investors who were stuck with huge losses from mortgage-related investments that they say were portrayed as low-risk.

The lawsuit was filed Monday in New York State Supreme Court by investors who bought hundreds of millions of dollars in Countrywide's mortgage-backed securities from 2005 to 2007, before the housing market went bust. The list of a dozen plaintiffs includes New York Life Insurance Co., TIAA-CREF Life Insurance Co. and Dexia Holdings Inc.

The complaint names Countrywide, various subsidiaries that issued the securities, two former company executives including ex-CEO Anthony Mozilo, and Bank of America, which bought Countrywide in 2008.

Countrywide had been the nation's largest home loan originator before the housing market collapse left many of its borrowers unable to repay mortgages that in many cases required no proof of income or down payment.

The plaintiffs allege they wanted conservative investments

Shareholders can register views on executive pay

WASHINGTON (AP) -- Federal regulators are giving shareholders at large public companies the right to register their opinions on executive pay at least once every three years.

The Securities and Exchange Commission adopted the rule Tuesday by a 3-2 vote. It also lets shareholders decide if they want to vote every year, every other year or once every three years. Voting would begin this year.

The votes on pay packages will occur as part of the proxy process, the annual ballot that shareholders use to elect boards of directors. The financial overhaul law enacted last summer gave shareholders a non-binding vote on executive compensation. But lawmakers left it to regulators to determine how often they should vote.

Shareholders at smaller public companies, with market value of $75 million or less, will begin voting in 2013.

By The Associated Press

The Dow Jones industrial average lost 3.33 points, or less than 0.1 percent, to 11,977.19. It had been down as far as 11,898.74 in earlier trading.

The Standard & Poor's 500 index inched up 0.34, or less than 0.1 percent, to 1,291.18.

The Nasdaq composite index gained 1.7 points, or 0.1 percent, to 2,719.25.

Benchmark crude for March delivery lost $1.68 to settle at $86.19 per barrel on the New York Mercantile Exchange. Oil hasn't been below $87 since Dec.1. It's fallen more than 4 percent since Thursday, when it was approaching $92 a barrel. About half of the drop happened in the last two days.

In other trading on the Nymex, heating oil gave up 2.65 cents to settle at $2.5966 a gallon, gasoline futures lost 6.73 cents to settle at $2.3706 a gallon and natural gas for March delivery fell 10.8 cents to settle at $4.490 per 1,000 cubic feet.

In London, Brent crude dropped $1.36 to settle at $95.25 per barrel on the ICE Futures exchange.

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