AP Business Highlights

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On Tuesday January 18, 2011, 6:10 pm EST

Apple net income soars 78 pct. in holiday quarter

Apple Inc. said Tuesday that its net income for the holiday quarter jumped 78 percent as shoppers snapped up more iPads than analysts predicted.

The results sent shares climbing in after-hours trading. Earlier, shares slipped more than 2 percent in regular trading as investors focused on news that CEO Steve Jobs will take another medical leave of absence. Jobs has survived a rare form of pancreatic cancer and had a liver transplant in 2009.

Apple sold 7.3 million iPads during the quarter, about a million more than analysts were expecting. The iPad, a touch-screen tablet computer with no keyboard, first went on sale in April and was one of the hottest gifts over the holidays.

Apple sold 16.2 million iPhones, an 86 percent increase from a year ago. Sales of Mac computers rose 23 percent to 4.13 million laptops and desktops.

Apple sold 19.5 million iPods, a 7 percent drop from a year earlier. However, people spent more on average on the devices -- revenue from iPods edged up 1 percent.

Comcast wins government approval to take over NBC

WASHINGTON (AP) -- Government regulators on Tuesday gave Comcast Corp., the country's largest cable company, clearance to take over NBC Universal in a deal that is certain to transform the entertainment industry landscape.

Comcast is buying a 51 percent stake in NBC Universal, home of the NBC television network, from General Electric Co. for $13.8 billion in cash and assets.

The Justice Department and five state attorneys general said Tuesday that they have reached a court settlement allowing the companies to proceed with their combination, subject to conditions intended to preserve competition among TV providers.

In addition, the five-member Federal Communications Commission on Tuesday voted 4-1 to approve the transaction, subject to similar but broader conditions.

Among other things, regulators are requiring Comcast to make NBC programming available to competitors such as satellite companies, as well as new Internet video services that could pose a threat to the company's core cable business.

Citigroup dips into reserves to post 4Q profit

NEW YORK (AP) -- Citigroup Inc. was profitable in the fourth quarter, but only after reaching into reserves that it no longer needed for loan losses. Revenues from trading stocks and bonds fell sharply.

The New York bank reported fourth-quarter income of $1.3 billion Tuesday, or 4 cents a share, falling short of the 7 cents expected by analysts surveyed by FactSet. Citi's stock fell 6 percent to $4.80 in heavy trading.

The results were an improvement from the loss of $7.6 billion, or 33 cents a share, reported for the same quarter of last year. Revenue was $18.4 billion compared to $5.4 billion a year earlier. Last year's revenue took a hit when the company paid back part of the bailout money it received from the government.

For the year, Citigroup earned $10.6 billion on revenue of $86.6 billion. It was the first full year of profits for the bank since 2007, when CEO Vikram Pandit took over the top job.

Citigroup was one of the largest recipients of bailout funds during the financial crisis of 2008. The government sold the last of its stake in the bank in December for a profit of $12 billion.

Homebuilder sentiment index unchanged in January

LOS ANGELES (AP) -- U.S. homebuilders remain discouraged over the prospects for improved home sales in the months ahead, unconvinced as yet that the economy will spur the kind of job growth needed to coax more buyers into the market.

The National Association of Home Builders said Tuesday that its monthly reading of builders' sentiment was unchanged in January at 16, where it's been since November.

While it remains the highest reading since June, any reading below 50 indicates negative sentiment about the market. The index hasn't been above that level since April 2006.

Many smaller, private builders also continue to have a tough time getting construction loans and other financing, which could significantly slow the onset of a housing recovery, Crowe noted.

High unemployment, tighter bank lending standards and uncertainty about home prices have kept many people from buying homes, despite low mortgage rates and home prices that have fallen by more than half in some markets since the peak of the housing boom.

Obama orders review of rules to boost economy

WASHINGTON (AP) -- President Barack Obama, in another move to smooth frayed ties with corporate America, ordered a far-reaching review of federal regulations Tuesday with the goal of weeding out rules that hurt job growth and creation. Republicans and business groups welcomed the step but suggested he do even more.

Business groups have bitterly complained that new regulations carrying out health care and financial overhaul, among others, are holding back hiring and economic growth.

Despite Obama's directive, there was no indication that the White House will pull back from the biggest regulatory fights ahead: the Environmental Protection Agency's plans to regulate greenhouse gases and rules carrying out Obama's health care overhaul.

The move was the latest outreach by the president to repair relations with the business community following last November's midterm congressional elections, in which Republicans gained control of the House and increased their numbers in the Senate. Some of Obama's critics have accused him of overstepping his federal power via rules and regulations and of being anti-business.

Credit card problems ebb as 2010 comes to close

NEW YORK (AP) -- The nation's top credit card issuers on Tuesday said the number of accounts that slipped into default fell to their lowest points of 2010 in December, and signs point to continued improvement in coming months.

Five of the six biggest card issuers posted their lowest rates for charge-offs, or accounts written off as uncollectible.

While the rates of balances companies wrote off remains high by historical standards, they fell consistently throughout the year.

Importantly, rates for payments late by 30 days or more also reached lows. That figure, also known as the delinquency rate, is considered an indicator for what's to come, which means charge-offs can be expected to keep falling through the first few months 2011.

German investor confidence rises sharply

BERLIN (AP) -- German investor confidence has risen sharply amid hopes that global growth will remain healthy, while investment and private spending in Europe's biggest economy gain momentum, a survey showed Tuesday.

The ZEW institute's confidence index was up to 15.4 points for January from 4.3 in December.

It was the third consecutive rise in the index, a yardstick of financial experts' outlook for the economy over the next six months. While it remains short of its historical average of 26.8 points, the index has recovered from a trough of minus 7.2 in October.

ZEW said the upturn in investors' outlook may be due to the fact investment is gaining momentum in Germany and beyond -- shown by healthy data on industrial orders.

Investors to take hit when gov't dismantles banks

WASHINGTON (AP) -- Federal regulators will require creditors and shareholders of big failing financial firms to accept some losses when the federal government steps in.

The Federal Deposit Insurance Corp. approved the rule Tuesday, which was required under the financial regulatory law enacted last summer.

Under the law, Congress gave the FDIC the authority to wind down troubled firms and sell off their assets to protect the broader financial system. But it left some details for the FDIC to sort out.

The rule allows the FDIC to make payments to some short-term creditors of the firms, such as for enabling the firms to continue operating and pay employees

China lowers holdings of US debt in November

WASHINGTON (AP) -- China, the biggest buyer of U.S. Treasury securities, reduced its holdings in November after four months of gains.

China's holdings of Treasury debt dropped 1.2 percent to $895.6 billion, the Treasury Department said Tuesday. The report comes just before a state visit to the U.S. by Chinese President Hu Jintao.

Overall, foreign holdings of Treasury securities rose 0.9 percent to $4.35 trillion. That indicates that other nations still have an appetite for Treasury debt even as the U.S. government is running $1 trillion-plus annual budget deficits.

Of the total foreign holdings, $2.82 trillion or about two-thirds, is held by foreign governments and central banks.

Foreign demand for U.S. Treasury debt has been critical in helping to keep interest rates low. If the United States had to finance all of its debt domestically, it would drive up U.S. interest rates not only for the federal government but also for American companies and consumers.

That would slow U.S. growth at a time when the Federal Reserve is trying to keep interest rates low to help boost the economy.

By The Associated Press

The Dow Jones industrial average rose 50.55 points, or 0.4 percent, to close at 11,837.93.

The Standard & Poor's 500 index edged up 1.78, or 0.1 percent, to close at 1,295.02. The Nasdaq rose 10.55, or 0.4 percent, to 2,765.85.

Benchmark crude for February delivery was little changed on the New York Mercantile Exchange, down 16 cents to settle at $91.38 a barrel.

In other Nymex trading in February contracts, heating oil added 0.07 cent to settle at $2.6459 a gallon, and gasoline lost 1.54 cents to settle at $2.4792 a gallon. Natural gas March futures fell 5.5 cents to settle at $4.425 per 1,000 cubic feet.

In London, Brent crude rose 37 cents to settle at $97.80 a barrel on the ICE Futures exchange.

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