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On Tuesday January 11, 2011, 6:32 pm EST

Portugal, refusing bailout, faces key bond test

LISBON, Portugal (AP) -- Portugal insists that it does not need an international bailout to solve its debt problems. It faces a bond auction Wednesday that could reveal the price of going it alone -- and perhaps even add to the European financial crisis.

Investors have identified the debt-burdened country as the potential next victim of the crisis and have pushed its borrowing costs to barely sustainable levels by demanding higher premiums to lend it money.

Market tensions were eased slightly Tuesday after Japan, taking advantage of high interest rates and echoing a similar pledge by China, said it would help finance European bailout efforts.

Portuguese Prime Minister Jose Socrates sought to soothe frayed nerves with evidence that his government, which has introduced pay cuts and tax hikes, is reducing its budget deficit. Preliminary data show last year's will be below the government target.

Businesses hiring in 2011 face a buyers' market

WASHINGTON (AP) -- Companies planning to ramp up hiring this year will have an added luxury: their choice from a flood of applicants, without having to pay a premium for top talent.

Unemployment remains near double digits, and there are nearly five unemployed workers competing for each available job. That is giving employers more confidence, while at the same time enabling them to keep wages low.

The lack of opportunities over the past three years means it's risky for jobseekers to be choosy, particularly for those who have been out of work for more than six months. All that makes for a buyers' market, leaving hiring managers with little incentive to negotiate.

Employers advertised 3.25 million jobs in November, the Labor Department said Tuesday. That's 39 percent higher than the number of jobs advertised in July 2009, a month after the recession ended. But it's still far below the 4.4 million openings posted in December 2007, when the downturn began.

Perhaps more important is the number of people competing for those jobs. With 15 million unemployed in November, the ratio was 4.6 unemployed workers for every open job. The ratio reached 6.3 in November 2009, the highest since the department began tracking job openings in December 2000. Still, in a healthy economy, it would fall to between 1.5 and 2, economists say.

Goldman promises more transparency with clients

NEW YORK (AP) -- Goldman Sachs Group Inc. is promising to be more transparent about how it does business following widespread criticism that it put its own interests ahead of its clients.

In a report released Tuesday, the New York investment bank said it would begin disclosing more information about how it makes money and ensure that its business practices put the interests of its clients first.

It's a bid to placate wary clients and quell public anger against the firm, which is known for paying large bonuses. Goldman agreed to reform its business practices as part of a $550 million settlement with the Securities and Exchange Commission in July.

Goldman said the 63-page report is the result of an eight-month internal review that began after Goldman was accused of misleading clients about complex mortgage investments.

The SEC sued Goldman last April, saying it sold an investment put together by hedge fund manager John Paulson that was designed to fail. Goldman and Paulson made money from the investment, while investors lost more than $1 billion.

Fed official: $600 billion bond program could backfire

WASHINGTON (AP) -- A member of the Federal Reserve's policymaking committee suggested Tuesday that the Fed may need to scale back its $600 billion Treasury bond-buying program if the economy grows more quickly than expected.

But Charles Plosser, who becomes a voting member this year, is unlikely to sway the other members, based on speeches and minutes from the Fed's last meeting.

Plosser has repeatedly spoken out against the bond-buying program. He has raised concerns that the risks -- namely the potential for unleashing inflation -- could outweigh any benefits to the economy. Plosser was not a voting member when the Fed adopted the program on Nov. 3, although he attended the meeting. Only five of the 12 regional presidents get a vote.

The president of the Federal Reserve Bank of Philadelphia, who has been outspoken with his concerns about inflation, is likely to put pressure on Federal Reserve Chairman Ben Bernanke and his colleagues to shrink the program.

The Federal Reserve has left open the door to buying less government debt if the economy were to strengthen more than anticipated or buy less were it to weaken.

Japan may buy fifth of eurozone bonds for Ireland

TOKYO (AP) -- Japan plans to buy a major portion of the European bonds being auctioned this month to finance emergency loans to Ireland, the Japanese government said Tuesday.

Finance Minister Yoshihiko Noda said his government may buy one-fifth of the bonds being issued this month by the European Financial Stability Facility, a last-resort fund for nations that use the euro common currency.

The European Union created the Luxembourg-based fund in May as it scrambled to save Greece from national bankruptcy. In November, Ireland became the second euro member to require an international bailout amid crippling debts at Dublin banks.

The Luxembourg fund, which is backed by the European Investment Bank and Germany's debt management agency, is expected to auction about euro5 billion ($6.5 billion) of bonds this month to fund the first stage of its planned euro22.5 billion ($29.2 billion) contribution to the emergency loan for Ireland.

November inventories see decline as sales rise

WASHINGTON (AP) -- Businesses at the wholesale level trimmed their stockpiles in November for the first time in nearly a year, but the decline likely reflected their inability to keep up with strong gains in sales.

The Commerce Department says wholesale inventories dipped 0.2 percent in November, the first decline since December 2009. Sales rose 1.9 percent after a 2.6 percent surge in October -- the largest monthly gain since March.

Private economists said the small drop in inventories was not worrisome because it probably reflected an inability of companies to keep up with unexpectedly strong sales demand.

Companies had increased their inventories for 10 straight months before they dipped in November to a level of $425.5 billion. Even with the decline, wholesale stockpiles are 10.1 percent above the lowest point since the recession began -- $386.3 billion in September 2009.

CEO says GM a year behind on product development

DETROIT (AP) -- A big cut in research and development spending while General Motors was in bankruptcy protection set the company's new product plans back by about a year, its top executive said Tuesday.

Chairman and CEO Daniel Akerson told reporters GM is working to accelerate vehicle plans that were postponed when R&D spending was cut to $5 billion per year as the company was trying to save money during its 2009 stay in bankruptcy protection. The spending has since been restored to $7 billion.

GM executives have been scrambling to get the new products back on track, trying not to fall too far behind competitors such as Ford Motor Co. as they update cars and trucks on a more regular basis. Newly redesigned cars and trucks tend to sell faster because they take advantage of new technology and are quieter, handle better and generally are more efficient.

Akerson wouldn't identify which vehicles have been fast-tracked for development. The company had delayed its next-generation Chevrolet Silverado and GMC Sierra pickup trucks during its financial crisis, and its Impala full-size sedan also is among its older vehicles.

Greece raises $2.5 billion in debt sale

ATHENS, Greece (AP) -- Greece on Tuesday successfully raised euro1.95 billion ($2.5 billion) in a treasury bill auction, easing some concern in the troubled eurozone country a day after its bond yields hit a record high.

The country's Public Debt Management Agency said the 26-week bill auction for the starting amount of euro1.5 billion was oversubscribed 3.4 times.

The sale -- considered an important test of market sentiment -- resulted in a yield of 4.9 percent, only slightly higher than the 4.82 percent in the previous auction of 26-week treasury bills, on Nov. 9.

On Monday, Greek bond yields touched another record high, exceeding the 10-year equivalent German yield by 10 percentage points for the first time, amid a broader flare-up in Europe's debt crisis.

Greece has launched a major effort to cut borrowing costs in exchange for bailout loans worth euro110 billion from the IMF and other countries using the euro. Despite being in recession, it's ambitious deficit-reduction targets were broadly met last year.

The government insists it wants to return to long-term bond markets -- 2-year maturities and above -- sometime this year.

China's foreign reserve soar to $2.8 trillion

BEIJING (AP) -- China's central bank says its foreign reserves, already the world's biggest, soared to $2.8 trillion at the end of 2010.

Tuesday's announcement came as Beijing faces demands by Washington and others to ease currency controls that have swelled its reserves.

The reserves rose $199 billion during the final quarter of the year and were up 18 percent over a year earlier.

The reserves have soared as Beijing controls the exchange rate of its yuan by buying up money that flows into China. Washington and others complain that keeps the yuan undervalued, giving Chinese exporters an unfair price advantage and hurting foreign competitors.

By The Associated Press

The Dow Jones industrial average rose 34 points, or 0.3 percent, to close at 11,671. The S&P 500 gained 4, or 0.4 percent, to 1,274. The Nasdaq rose 9, or 0.3 percent, to 2,716.

Benchmark oil for February delivery rose $1.86, or more than 2 percent, to settle at $91.11 a barrel on the New York Mercantile Exchange.

In other Nymex trading in February energy contracts, heating oil fell 5.27 cents to settle at $2.6088 a gallon, and gasoline futures gained 2.41 cents to settle at $2.4784 per gallon. February natural gas futures added 8.2 cents to settle at $4.481 per 1,000 cubic feet.

In London, Brent crude rose $1.91 to settle at $97.61 a barrel on the ICE Futures exchange.

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