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On Thursday January 6, 2011, 6:09 pm EST

December increase seals strong holiday for retail

NEW YORK (AP) -- The holiday shopping season was the best since 2006, as a strong November more than offset spending that tapered off in late December.

The strength of holiday sales from Oct. 31 through Jan. 1 suggests a recovery in consumer spending. For investors, whose expectations were riding high after a stronger-than-expected November, the December figures were disappointing. That hurt retail stocks Thursday.

Early holiday discounts, which started in late October, drove big sales early in the season but also had shoppers finishing more gift-buying before December. A lull early in December and a blizzard Dec. 26 in the Northeast also took bites out of sales.

From Oct. 31-Jan. 1, revenue at stores open at least a year rose 3.8 percent over last year, according to an index compiled by the International Council of Shopping Centers. That's the biggest increase since 2006, when the measurement rose 4.4 percent.

The index tailed off to a 3.1 percent increase in December after a 5.4 percent rise in November.

Hiring outlook brightens as layoffs decline

WASHINGTON (AP) -- The number of people applying for unemployment benefits over the past month has reached its lowest point since July 2008, raising hopes that hiring is about to accelerate.

The drop in applications is the latest sign that the economy is improving, and economists expect Friday's employment report for December to show a solid gain in jobs.

Applications for unemployment benefits actually rose last week to a seasonally adjusted 409,000, the Labor Department said Thursday. Still, that's not much higher than the 391,000 level reached in the previous week -- the lowest in more than two years -- and week to week figures tend to fluctuate more during the holidays.

A more reliable measure is the four-week average for applications. That fell last week to 410,750, the lowest level in nearly two and a half years and the eighth decline in nine weeks.

Rate on 30-year fixed mortgage dips to 4.77 pct.

NEW YORK (AP) -- Rates on fixed mortgages dipped this week after rising steadily over the last two months.

Freddie Mac said Thursday the average rate on the 30-year mortgage dropped to 4.77 percent from 4.86 percent the previous week. It hit a 40-year low of 4.17 percent in November.

The average rate on the 15-year loan slipped to 4.13 percent from 4.20 percent. It reached 3.57 percent in November, the lowest level on records starting in 1991.

Rates have been rising since November. Investors have shifted money out of Treasurys and into stocks. Many expect the tax-cut plan will fuel economic growth and increase inflation. Yields tend to rise on inflation fears.

Mortgage rates tend to track the yield on the 10-year Treasury note. Those rates have been fluctuating in recent weeks.

Low mortgage rates did little to boost home sales last year and higher rates now could hamper a robust recovery.

Shoppers won't lose energy in 2011, economists say

WASHINGTON (AP) -- Shoppers' holiday-season splurge was likely a preview of what's to come in 2011, and economists say it should embolden companies to expand and hire.

Americans spent more in the 50 days before Christmas than analysts had expected -- the sharpest annual increase since 2006. It's the surest sign yet they're becoming less frugal as the economy rebounds.

Normally in January, shoppers recover from their holiday splurges by curtailing their purchases. Not likely this time. Economists say the tax cuts approved by Congress, a rising stock market, a slow but steady rise in hiring and banks' growing willingness to lend will sustain shoppers' spending.

Oil findings boost chance of corp. criminal charge

NEW ORLEANS (AP) -- Months of investigation by a presidential commission and other panels reinforce the likelihood that companies involved in the Gulf oil spill will be slapped with criminal charges that could add tens of billions of dollars to the huge fines they already face, legal experts said Thursday.

The reports don't blame a single person or group responsible for the series of mistakes. That means in the end no one may go to prison for the worst offshore oil spill in U.S. history.

BP, Transocean and Halliburton should survive thanks to their financial arsenal, though charges would take another chink out of their armor.

Eurozone retail sales show surprise November drop

LONDON (AP) -- Retail sales in the 16 countries that used the euro in November unexpectedly fell, official figures showed Thursday, in another sign that consumers remain reluctant to spend amid ongoing worries about the level of debt in several countries.

Eurostat, the EU's statistics office, said Thursday that eurozone retail sales fell 0.8 percent in November from the previous month, and revised down its estimate for spending in October. Now it thinks that retail sales were stagnant during the month instead of its previous prediction of 0.5 percent growth.

November's sizable decline was unexpected -- the expectation in the markets was that retail sales would rise, albeit by a modest 0.2 percent. It also meant that the year-on-year increase slipped to 0.1 percent in November from the previous month's 1.2 percent.

The failure of consumers to increase spending could be a cause for concern -- analysts think consumers will have to take up the slack left by tough government austerity measures, if the recovery in the eurozone is to become self-sustaining.

German November industrial orders up by 5.2 pct

BERLIN (AP) -- German industrial orders in November rose by a strong 5.2 percent on the month fueled by brisk foreign demand for capital goods, official data showed Thursday.

Domestic industrial orders in November rose by 1.5 percent and demand from abroad was up by 8.2 percent, leading to the strong overall increase of more than 5 percent, Germany's Economy Ministry said. November's uptick followed an increase of 1.6 percent a month earlier.

German industrial orders in November were 21.7 percent higher than a year ago, when the financial crisis had plunged the country into its deepest postwar recession, the ministry added.

The country's recovery has made it a standout among the 17 countries that use the euro currency, where smaller economies such as Ireland, Greece and Portugal are struggling with huge debts and deep recessions.

SKorean police say Google collects personal info

SEOUL, South Korea (AP) -- Google Inc. collected e-mails and other personal information from unsecured wireless networks in South Korea while taking photographs for its Street View mapping service, police said Thursday.

In May, the American search giant announced it had inadvertently collected fragments of people's online activities from unsecured Wi-Fi networks in more than 30 countries, prompting investigations around the globe.

Street View provides street-level images on Google Earth and Google Maps. Google said entire e-mails, URLs and passwords were among items its researchers collected.

Google accessed private data as its cars took photos of neighborhoods in Seoul and three other major cities in South Korea between October 2009 and May 2010, said Jung Suk-hwa, a police officer in charge of the investigation.

Jung said the police reached the preliminary conclusion after analyzing hard disks obtained from Google, noting that police plan to wrap up the investigation as early as this month.

By The Associated Press

The Dow Jones industrial average fell 25.58 points, or 0.2 percent, to close at 11,697.31.

The Standard & Poor's 500 index fell 2.71, or 0.2 percent, to close at 1,273.85. The Nasdaq composite index rose 7.69, or 0.3 percent, to 2,709.89.

Benchmark crude for February delivery lost $1.92 to settle at $88.38 per barrel on the New York Mercantile Exchange.

In other Nymex trading for February contracts, heating oil fell 3.1 cents to settle at $2.51 per gallon, while gasoline futures dropped less than a penny to settle at $2.44 per gallon.

In London, Brent crude fell 98 cents to settle at $94.52 per barrel on the ICE Futures Exchange.

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